Bank · FDIC insured
Havana National Bank CD Rates
Havana National Bank’s best CD rate is 3.55% APY on a 3-year CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Havana National Bank’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where Havana National Bank has the most branches. $10,000, best rate first.
This bank’s best
Havana National Bank
3.55%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,103
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Havana National Bank CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 9–15 months9–15 mo2.27%
- 16–30 months16–30 mo2.43%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Havana National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.55%APY · 8 terms
Rates current for approved customers. Rates are subject to change. Mandatory penalty for early withdrawal. Interest is credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Days. Interest is credited monthly. Subject to early withdrawal penalty | 1.51% | $0 |
| UnknownTerm: 91 Days. Interest is credited monthly. Subject to early withdrawal penalty | 0.75% | $0 |
| 12 months12 Months add-on certificate. Interest is credited monthly. Subject to early withdrawal penalty | 2.27% | $227 |
| 12 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.27% | $227 |
| 18 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.27% | $342 |
| 24 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.43% | $492 |
| 30 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.43% | $619 |
| 36 monthsInterest is credited monthly. Subject to early withdrawal penalty | 3.55% | $1,103 |
| 48 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.68% | $1,116 |
| 60 monthsInterest is credited monthly. Subject to early withdrawal penalty | 3.04% | $1,615 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.55%APY · 8 terms
IRA investments are available using CD schedule. Early withdrawal penalty applies. Transfer fee of $50.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Days. Interest is credited monthly. Subject to early withdrawal penalty | 1.51% | $0 |
| UnknownTerm: 91 Days. Interest is credited monthly. Subject to early withdrawal penalty | 0.75% | $0 |
| 12 months12 Months add-on certificate. Interest is credited monthly. Subject to early withdrawal penalty | 2.27% | $227 |
| 12 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.27% | $227 |
| 18 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.27% | $342 |
| 24 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.43% | $492 |
| 30 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.43% | $619 |
| 36 monthsInterest is credited monthly. Subject to early withdrawal penalty | 3.55% | $1,103 |
| 48 monthsInterest is credited monthly. Subject to early withdrawal penalty | 2.68% | $1,116 |
| 60 monthsInterest is credited monthly. Subject to early withdrawal penalty | 3.04% | $1,615 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.