Bank · FDIC insured
Havana National Bank
A $332.8M bank headquartered in Havana, IL, with 6 branches in Illinois. Best rates: CDs 3.55% and savings 0.15% APY.
Havana National Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#22 of 27 in Peoria, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Havana National Bank
Established in 1875, Havana National Bank is a locally owned agricultural and community bank headquartered in Havana, Illinois.
The bank operates branches in Lewistown, San Jose, Green Valley, Manito, and Virginia.
- Headquarters
- 112 S Orange St, Havana, IL 62644
- FDIC certificate
- 3677 ↗
Branches
6 branches in Illinois
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Illinois
6 branches
Havana area · 1
- The Havana National BankMain office112 S Orange St, Havana, IL 62644Directions
Peoria area · 1
- Green Valley Facility101 W Main St, Green Valley, IL 61534Directions
Canton area · 1
- 143 South Main Street Branch143 S Main St, Lewistown, IL 61542Directions
Manito area · 1
- Manito Branch207 N Adams St, Manito, IL 61546Directions
San Jose area · 1
- South Second Street Branch112 S 2nd St, San Jose, IL 62682Directions
Virginia area · 1
- Cass Community Bank Branch20883 Il 125, Virginia, IL 62691Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.17% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.69% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio12.17%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.69%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Havana National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.