Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Burlington, VT metro
- 3.50%APY$29 over 1 months on $10,000
Requirements
Product: Balances less than $500.00 will not pay interest. Interest is compounded daily on a 365/365 basis. APY assumes interest remains on deposit until maturity. Penalty for early withdrawal.
Offer: Flexible interest payment frequency; 90 days interest penalty for early withdrawal; balances less than $500 do not pay interest.
3.44% interest rate · Compounded daily · Effective Nov 7, 2025
Rate checked
More details - 3.41%APY$198 over 7 months on $10,000
Requirements
Product: Fixed or variable interest rate options. Interest credited monthly. Penalties assessed for early withdrawal. 7 to 89 day term \u2013 $10,000 minimum deposit; 90 day or longer term \u2013 $2,500 minimum deposit.
Offer: 7-Month Certificate.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.05%APY$1,621 over 60 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.95%APY$1,233 over 48 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.91% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.85%APY$880 over 36 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.81% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - EastRise Credit UnionFuture Saver Variable Rate CertificatesCD · 12 months · $25 min
Credit union · 9 branches
2.50%APY$250 over 1 year on $10,000Requirements
Product: Variable-rate certificate. Minimum to open is $25. Add-on deposit option is available. Early withdrawal penalties may apply. Fees may reduce earnings.
2.47% interest rate · Effective Oct 14, 2026
Rate checked
More details - 802 Credit UnionSmart Savers Certificate of DepositCD · 12 months · $50 min · up to $10,000
Credit union · 1 branch
1.70%APY$170 over 1 year on $10,000Requirements
Product: 1 Year Term. Accepts ongoing/recurring deposits. No online or ATM access. One Smart Savers CD per member. 180-day dividend penalty for early withdrawal. Dividends paid monthly.
Offer: Smart Savers 1 Year Term. Accepts ongoing/recurring deposits. No online or ATM access. One per member. 180-day dividend penalty. Dividends paid monthly.
1.69% interest rate · Effective Oct 22, 2026
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More details - 1.40%APY$720 over 60 months on $10,000
Requirements
Product: Dividends calculated daily and credited monthly based on daily balance. Rate may increase utilizing Enhanced Loyalty Rewards.
Offer: With Enhanced Loyalty Rewards (w/ELR) APY is up to 3.50%.
Effective Apr 14, 2025
Rate checked
More details - Community National BankFixed Rate CDCD · 60 months · $2,500 min · 1.01%–1.23% by balance
Bank · 1 branch
1.01%APY$515 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal of funds. Fees may reduce earnings.
Offer: Term: 60 Months. Penalty may be imposed for early withdrawal.
1.00% interest rate · Effective Aug 16, 2024
Rate by balance
Rate by balance for Fixed Rate CD Balance APY $2,500 – $100,000Your amount 1.01% $100,000 and upJumbo CD. 1.23% Rate checked
More details - Green Mountain Credit UnionSocial Share CertificatesCD · 60 months · $500 min
Credit union · 3 branches
0.60%APY$304 over 60 months on $10,000Requirements
Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required for share certificates. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties may apply. Additional funds cannot be added to an existing Certificate.
Offer: Early withdrawal penalties may apply.
0.60% interest rate · Effective Jun 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Burlington, VT metro
187 CDs at 18 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 3.80%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Burlington, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 5 branches
- EastRise Credit UnionCredit union · 9 branches