Bank · FDIC insured
Community National Bank
A $1.2B bank headquartered in Derby, VT, with 12 branches in Vermont. Best rates: CDs 1.23% and savings 0.05% APY.
Community National Bank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#12 of 12 in Barre, VT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community National Bank
- Headquarters
- 4811 U.S. Route 5, Derby, VT 05855
- FDIC certificate
- 6271 ↗
Branches
12 branches in Vermont
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Vermont
12 branches
Barre area · 2
- Barre Branch316 N Main St, Barre, VT 05641Directions
- Montpelier Branch99 State St, Montpelier, VT 05602Directions
Derby area · 1
- Community National BankMain office4811 U.S. Route 5, Derby, VT 05855Directions
Barton area · 1
- Barton Branch103 Church St, Barton, VT 05822Directions
Derby Line area · 1
- Derby Line Branch69 Main St, Derby Line, VT 05830Directions
Burlington area · 1
- Enosburg Falls Branch49 Sampsonville Rd, Enosburg Falls, VT 05450Directions
Island Pond area · 1
- Island Pond Branch23 E Brighton Rd, Island Pond, VT 05846Directions
Lyndonville area · 1
- Lyndonville-Memorial Drive Branch467 Broad St, Lyndonville, VT 05851Directions
Morrisville area · 1
- Morrisville Branch116 Vermont Route 15 W, Morrisville, VT 05661Directions
Newport area · 1
- Newport Branch100 Main St, Newport, VT 05855Directions
St. Johnsbury area · 1
- St. Johnsbury-Price Chopper Branch857 Memorial Dr, St. Johnsbury, VT 05819Directions
Troy area · 1
- Troy Branch4245 Us Route 101, Troy, VT 05868Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.63% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.86% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.58% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalLeverage ratio10.63%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.86%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.58%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.