Bank · FDIC insured
Community National Bank CD Rates
Community National Bank’s best CD rate is 1.23% APY on a 5-year CD. Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Community National Bank’s CD rates compare
Compared with banks and credit unions near Barre, VT, where Community National Bank has the most branches. $10,000, best rate first.
This bank’s best
Community National Bank
1.01%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $515
Fixed Rate CD
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
Central Vermont Medical Center Credit Union
5.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $247
Community National Bank CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 9–15 months9–15 mo0.49%
- 16–30 months16–30 mo0.59%
- 31–60 months31–60 mo1.01%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate CD
Up to 1.01%APY · 6 terms
Penalty may be imposed for early withdrawal of funds. Fees may reduce earnings.
| Term | APY · $2,500 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownDays: 182 - 364. Penalty may be imposed for early withdrawal | 0.44% | — | 0.44% | $0 |
| UnknownJumbo CD. Days: 182 - 364. Penalty may be imposed for early withdrawal | — | 0.55% | —0.55% from $100k | — |
| 12–23 monthsJumbo CD. Terms: 12 - 23 Months. Penalty may be imposed for early withdrawal | — | 0.59% | —0.59% from $100k | — |
| 12–23 monthsTerms: 12 - 23 Months. Penalty may be imposed for early withdrawal | 0.49% | — | 0.49% | $49 |
| 24–35 monthsJumbo CD. Terms: 24 - 35 Months. Penalty may be imposed for early withdrawal | — | 0.71% | —0.71% from $100k | — |
| 24–35 monthsTerms: 24 - 35 Months. Penalty may be imposed for early withdrawal | 0.59% | — | 0.59% | $118 |
| 36–47 monthsJumbo CD. Terms: 36 - 47 Months. Penalty may be imposed for early withdrawal | — | 0.81% | —0.81% from $100k | — |
| 36–47 monthsTerms: 36 - 47 Months. Penalty may be imposed for early withdrawal | 0.69% | — | 0.69% | $208 |
| 48–59 monthsJumbo CD. Terms: 48 - 59 Months. Penalty may be imposed for early withdrawal | — | 1.13% | —1.13% from $100k | — |
| 48–59 monthsTerms: 48 - 59 Months. Penalty may be imposed for early withdrawal | 0.90% | — | 0.90% | $365 |
| 60 monthsJumbo CD. Term: 60 Months. Penalty may be imposed for early withdrawal | — | 1.23% | —1.23% from $100k | — |
| 60 monthsTerm: 60 Months. Penalty may be imposed for early withdrawal | 1.01% | — | 1.01% | $515 |
Sources (2)
- communitynationalbank.com/personal/banking/deposit-rates
- communitynationalbank.com/pers…nd-money-market-accounts
All captured Sep 16, 2026
Special-purpose accounts
18 Month CD Special
3.82%APY · 1 term
Fixed-rate CD special. Auto-renewable, paperless (statement only). Interest credited monthly to deposit account or CD (no checks). 90 days interest early withdrawal penalty. Available as an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsFixed-rate. $10,000.00 minimum balance to open and earn APY. Auto-renewable, paperless (statement only), interest credited monthly to deposit account or CD. 90 days interest penalty for early withdrawal | 3.82% | $578 |
Sources (1)
- communitynationalbank.com/personal/banking/deposit-rates · captured Sep 16, 2026
18 Month IRA CD Special
3.82%APY · 1 term
Fixed-rate IRA CD special. Auto-renewable, paperless (statement only). Interest credited monthly to deposit account or CD (no checks). 90 days interest early withdrawal penalty. Traditional and Roth IRA accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsFixed-rate. $10,000.00 minimum balance to open and earn APY. Auto-renewable, paperless (statement only), interest credited monthly to deposit account or CD. 90 days interest penalty for early withdrawal. Traditional and Roth IRA accounts | 3.82% | $578 |
Sources (2)
- communitynationalbank.com/personal/banking/deposit-rates
- communitynationalbank.com/pers…nd-money-market-accounts
All captured Sep 16, 2026
Fixed Rate IRA CD
Up to 1.01%APY · 6 terms
Traditional and Roth IRA CD accounts. Penalty may be imposed for early withdrawal of funds. Fees may reduce earnings.
| Term | APY · $2,500 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownDays: 182 - 364. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 0.44% | — | 0.44% | $0 |
| UnknownJumbo IRA CD. Days: 182 - 364. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 0.55% | —0.55% from $100k | — |
| 12–23 monthsJumbo IRA CD. Terms: 12 - 23 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 0.59% | —0.59% from $100k | — |
| 12–23 monthsTerms: 12 - 23 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 0.49% | — | 0.49% | $49 |
| 24–35 monthsJumbo IRA CD. Terms: 24 - 35 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 0.71% | —0.71% from $100k | — |
| 24–35 monthsTerms: 24 - 35 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 0.59% | — | 0.59% | $118 |
| 36–47 monthsJumbo IRA CD. Terms: 36 - 47 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 0.81% | —0.81% from $100k | — |
| 36–47 monthsTerms: 36 - 47 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 0.69% | — | 0.69% | $208 |
| 48–59 monthsJumbo IRA CD. Terms: 48 - 59 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 1.13% | —1.13% from $100k | — |
| 48–59 monthsTerms: 48 - 59 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 0.90% | — | 0.90% | $365 |
| 60 monthsJumbo IRA CD. Term: 60 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | — | 1.23% | —1.23% from $100k | — |
| 60 monthsTerm: 60 Months. Traditional and Roth IRA. Penalty may be imposed for early withdrawal | 1.01% | — | 1.01% | $515 |
Sources (2)
- communitynationalbank.com/personal/banking/deposit-rates
- communitynationalbank.com/pers…nd-money-market-accounts
All captured Sep 16, 2026
Youth CD
0.59%APY · 1 term
Minimum balance to earn APY is $100.00 and can be added to in $25.00 increments. A penalty may be imposed for early withdrawal of funds. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsMinimum balance to earn APY is $100.00 and can be added to in $25.00 increments. A penalty may be imposed for early withdrawal of funds | 0.59% | $118 |
Sources (1)
- communitynationalbank.com/personal/banking/deposit-rates · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.