Bank · FDIC insured
National Bank of Middlebury CD Rates
National Bank of Middlebury’s best CD rate is 3.41% APY on a 7-month CD. Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How National Bank of Middlebury’s CD rates compare
Compared with banks and credit unions near Burlington, VT, where National Bank of Middlebury has the most branches. $10,000, best rate first.
This bank’s best
National Bank of Middlebury
3.41%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $198
Certificate of Deposit
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
The Business Bank
4.25%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $175
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
3.41%APY · 1 term
Fixed or variable interest rate options. Interest credited monthly. Penalties assessed for early withdrawal. 7 to 89 day term \u2013 $10,000 minimum deposit; 90 day or longer term \u2013 $2,500 minimum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-Month Certificate | 3.41% | $198 |
Sources (1)
- nbmvt.com/personal/savings-cer…s/certificate-of-deposit · captured Oct 22, 2026
IntraFi Network Deposits (CDARS)
Up to 2.84%APY · 4 terms
Certificates of Deposit placed through IntraFi Network Deposits. Requires entering into an IntraFi Network Deposits Placement Agreement. Penalties for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate option | 2.84% | $141 |
| 12 monthsFixed rate option | 1.00% | $100 |
| 24 monthsFixed rate option | 1.20% | $241 |
| 36 monthsFixed rate option | 1.25% | $380 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Youth iSave
5.13%APY · 1 term
Available for children under 18 with a parent or guardian. Must open a Select Savings account concurrently. Online application for Vermont and local New York residents; non-customers must reside in Addison, Chittenden, or Rutland County, VT.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAdd-on CD allows deposits up to a maximum of $500 (excluding interest earned). Funds transfer to savings at end of 12-month term | 5.13% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.