Bank · FDIC insured
Peoples Trust Company CD Rates
Peoples Trust Company’s best CD rate is 3.50% APY on a 1-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Peoples Trust Company’s CD rates compare
Compared with banks and credit unions near Burlington, VT, where Peoples Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Peoples Trust Company
3.50%APY
- Term
- 1 month
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $29
Certificate of Deposit
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
The Business Bank
4.25%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $175
Peoples Trust Company CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.50%APY · 9 terms
Balances less than $500.00 will not pay interest. Interest is compounded daily on a 365/365 basis. APY assumes interest remains on deposit until maturity. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthFlexible interest payment frequency; 90 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 3.50% | $29 |
| 3 monthsFlexible interest payment frequency; 90 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 3.50% | $86 |
| 6 monthsFlexible interest payment frequency; 90 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 3.50% | $173 |
| 12 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 2.50% | $250 |
| 18 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 2.50% | $377 |
| 24 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 2.25% | $455 |
| 36 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 2.50% | $769 |
| 48 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 2.75% | $1,146 |
| 60 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal; balances less than $500 do not pay interest | 3.00% | $1,593 |
Special-purpose accounts
IRA (Individual Retirement Account) Traditional & Roth
Up to 3.50%APY · 9 terms
Traditional and Roth IRA certificate options. Interest is compounded daily on a 365/365 basis. APY assumes interest remains on deposit until maturity. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthFlexible interest payment frequency; 90 days interest penalty for early withdrawal | 3.50% | $29 |
| 3 monthsFlexible interest payment frequency; 90 days interest penalty for early withdrawal | 3.50% | $86 |
| 6 monthsFlexible interest payment frequency; 90 days interest penalty for early withdrawal | 3.50% | $173 |
| 12 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 2.50% | $250 |
| 18 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 2.50% | $377 |
| 24 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 2.25% | $455 |
| 36 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 2.50% | $769 |
| 48 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 2.75% | $1,146 |
| 60 monthsFlexible interest payment frequency; 180 days interest penalty for early withdrawal | 3.00% | $1,593 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.