Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Boston, MA-NH metro
- 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Only available for funds not currently on deposit at Primary Bank. Minimum deposit to open is $1,000. Automatically renews into a 12-month CD at the interest rate in effect at the time of renewal unless withdrawn during the grace period.
Offer: New Money Only. Minimum deposit to open is $1,000. The CD will automatically renew into a 12 month CD at the interest rate in effect at the time of renewal unless the funds are withdrawn during the grace period.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Responders Credit UnionEnd of Summer Share Certificate SpecialsCD · 10 months · $1,000 min
Credit union · 1 branch
3.75%APY$312 over 10 months on $10,000Requirements
Product: Membership required for members/retirees of first responder community in Massachusetts, Boston Firefighters CU, associated labor unions, and family members. Limited time offer and subject to change without notice. Early withdrawal penalties apply. Fees may reduce earnings. Dividends compounded and credited monthly.
Offer: Limited time offer and subject to change without notice. Early withdrawal penalties apply. Fees may reduce earnings. APY valid as of 8/17/26.
3.69% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Fees may reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Fees could reduce earnings.
Offer: Substantial penalty for early withdrawal. Fees could reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Rates are guaranteed for the length of the term on fixed-rate certificates. For variable rate accounts, the rate may change after the account is opened. Penalty will be imposed for early withdrawal. Fees could reduce earnings.
3.69% interest rate · Effective Sep 30, 2025
Rate checked
More details - 3.75%APY$471 over 15 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
3.75% interest rate · Effective Sep 24, 2026
Rate checked
More details - OneUnited BankUNITY 15 Month E-CDCD · 15 months · $500 min · 3.00%–3.75% by balance
Bank · 2 branches
3.75%APY$471 over 15 months on $10,000Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
3.00% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY 15 Month E-CD Balance APY $500 – $10,000 3.00% $10,000 and upYour amount 3.75% $250,000 and up 3.75% Rate checked
More details - 3.75%APY$568 over 18 months on $10,000with conditions
Requirements
Product: Retail CD Specials / Relationship Bundle Specials. All Relationship Bundle rates must meet eligibility requirements, contact any branch for details. REL 8 Month CD & IRA Special will renew as a 6 Month REL CD or IRA. REL 18 Month Bump Up CD allows the customer to increase their rate one time during the term if we increase our published rate; customer must request it. All CDs may be subject to an early withdrawal penalty. Daily balance method. Fees may reduce earnings.
Offer: Relationship Bundle Special. Allows customer to increase rate one time during term if published rate increases; must request it. All Relationship Bundle rates must meet eligibility requirements. Daily balance. Early withdrawal penalty may apply.
Qualified rate · 3.69% interest rate
Rate checked
More details - Marblehead Employees Credit UnionShare CDCD · 24 months · $1,000 min · 3.75%–4.00% by balance
Credit union · 1 branch
3.75%APY$764 over 24 months on $10,000Requirements
Offer: Minimum $1,000.00 to $24,999.
Rate by balance
Rate by balance for Share CD Balance APY $1,000 – $24,999Your amount 3.75% $25,000 and upMinimum $25,000.00 4.00% Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Workers Federal Credit Union membership required ($5 minimum balance). Fixed rate paid until first maturity. For terms less than 12 months, simple interest paid at maturity; for terms 12 months or more, dividends compounded daily and paid monthly based on daily balance method. Automatically renews at maturity into the same term. Substantial early withdrawal penalties apply (25% of dividends for remaining term if 18 months or less; 50% of dividends for remaining term if greater than 18 months). Additional deposits not permitted during term.
Offer: Tier 1 ($500–$24,999.99). Dividends compounded daily and paid monthly.
3.69% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - 3.70%APY$153 over 5 months on $10,000intro rate
Requirements
Product: Limited time offer; subject to change or withdrawal at any time. Interest compounded daily and credited monthly. Penalty for early withdrawal.
Offer: Fixed Rate CD Special. Interest compounded daily and credited monthly. Penalty for early withdrawal.
Promotional rate · Compounded daily · Effective Oct 5, 2026
Rate checked
More details - Direct Federal Credit UnionCD Share CertificatesCD · 6 months · $250 min · 3.70%–3.75% by balance
Credit union · 1 branch
3.70%APY$183 over 6 months on $10,000with conditionsRequirements
Product: APY shown assumes account is paired with an active Direct Advantage Checking; without it, APY is 0.10% lower. New money only. Monthly fee is $0. Early withdrawal penalty applies.
Offer: Assumes paired with active Direct Advantage Checking (0.10% lower APY without it). New money only.
Qualified rate · 3.63% interest rate · Effective Dec 20, 2025
Rate by balance
Rate by balance for CD Share Certificates Balance APY $250 – $100,000Your amount 3.70% $100,000 and up 3.75% Rate checked
More details - 3.67%APY$121 over 4 months on $10,000
Requirements
Product: $1,000 minimum to open. Early withdrawal penalties may be imposed. CDs do not have a maximum balance limit.
3.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.56%APY$176 over 6 months on $10,000intro rate
Requirements
Product: Deposits must be new money to the Bank (not previously held by MutualOne Bank) for 3-month and 6-month terms. Guaranteed for the length of the term. Except where noted, interest is paid and compounded monthly. Early withdrawal penalty may apply.
Offer: New money required. Interest paid and compounded monthly. Guaranteed for the length of the term. Early withdrawal penalty may apply.
Promotional rate · 3.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Boston, MA-NH metro
1,541 CDs at 141 banks and credit unions · checked Oct 15–22
- Typical
- 3.04%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches