Best CD rates and certificates

Requirements

Product: Limited-time promotional offer. Requires opening balance of $10,000 or more in NEW MONEY (funds not already on deposit at Eastern Savings Bank). Automatically renews upon maturity to a new 12-month term at the applicable rate at the time of renewal. Penalty imposed for early withdrawal. Banner advertises 4.00% APY while footnote states 3.75% APY (3.68% interest rate) as of August 27, 2026.

Offer: Requires new deposit / opening balance of $10,000 or more in new money (funds not already on deposit at Eastern Savings Bank). Automatically renews upon maturity to a new 12-month term at the applicable rate at renewal. Early withdrawal penalty applies. Headline states 4.00% APY.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Interest rate is fixed for the entire term of the certificate. Interest is calculated daily, credited monthly, and compounded in the account. Certificates automatically renew at current interest rate if not redeemed at maturity. Substantial penalty for early withdrawal (penalty does not apply to 30-day Certificates).

Offer: Limited time special offer. A penalty is imposed for early withdrawal.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Dividends compounded and paid monthly. Early withdrawal penalty applies (3 months dividends for terms < 12 months, 6 months dividends for terms >= 12 months; minimum penalty $10 for withdrawals < $5,000, $20 for >= $5,000). Fixed rate during term. Automatically renewable. Additional deposits not permitted during term except during 7-day grace period after maturity. Monthly interest check available on accounts of $5,000 or greater.

Offer: Promotional certificate. Limit of $24,999.99 in total promotional certificate deposits per member. May be opened in-person or by telephone. Offer expires October 16, 2026.

Requirements

Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.

Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Online CD promotion. Open online in minutes. Fixed APY.

Offer: Open online in minutes. Limited-time promotional online CD.

Requirements

Product: A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.

Requirements

Product: Minimum deposit for most certificates is $500 ($100 for 12 Month Accumulator). Preferred rates require eStatements (and direct deposit of net pay / at least $500/month for standard terms). Dividends are compounded daily and credited monthly.

Offer: Preferred APY includes a 0.10% premium. Enrollment/activation of eStatements is required to receive this premium. APY will decrease if eStatements are discontinued.

Requirements

Product: Deposit accounts offered to residents in Maryland communities served by Rosedale Bank branches. Early withdrawal penalty: 90 days interest for terms <= 12 months, 180 days interest for terms > 12 months.

Requirements

Product: Compounded and credited monthly. Minimum balance to open is $10,000. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.

Offer: 12 Month Jumbo CD. Interest compounded and credited monthly.

Requirements

Product: Compounded and credited monthly. Minimum balance to open is $500. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.

Offer: 12 Month Standard CD. Interest compounded and credited monthly.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.