Bank · FDIC insured
Eastern Savings Bank
A $336.4M bank headquartered in Hunt Valley, MD, with 3 branches in Maryland. Best rates: CDs 4.00% and savings 0.15% APY.
Eastern Savings Bank Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#40 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Eastern Savings Bank
Eastern Savings Bank is a locally owned and operated community bank that has been serving customers since 1905.
- Headquarters
- 11350 Mccormick Rd, Hunt Valley, MD 21031
- FDIC certificate
- 32360 ↗
Branches
3 branches in Maryland
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Maryland
3 branches
- Eastern Savings Bank, FSBMain office11350 Mccormick Rd, Hunt Valley, MD 21031Directions
- Baltimore National Pike Branch10060 Baltimore National Pike, Ellicott City, MD 21042Directions
- 1417 Reistertown Road Branch1417 Reisterstown Rd, Pikesville, MD 21208Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 30.96% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 6.73% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.27% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $118 | $81 | — |
- CapitalLeverage ratio30.96%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent6.73%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.27%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$118Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Eastern Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.