Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–26 results in Augusta, ME metro
- 3.56%APY$176 over 6 months on $10,000
3.50% interest rate · Effective Mar 27, 2025
Rate checked
More details - Capital Area Federal Credit UnionCD’s (share certificates)CD · 24 months · $1,000 min
Credit union · 1 branch
3.56%APY$725 over 24 months on $10,0003.50% interest rate · Effective Dec 31, 2025
Rate checked
More details - 3.50%APY$86 over 3 months on $10,000
Requirements
Product: Rates are fixed for the term of the account. Assumes dividends remain on deposit until maturity. Early withdrawal penalty may be imposed and will reduce earnings. Certificates renew at maturity with a 10-day grace period. Subject to membership eligibility. Must be opened with qualifying new money (funds not currently on deposit, or in combination with new money of $20,000+ to fund certificates in excess of $20,000).
3.45% interest rate · Effective Sep 24, 2026
Rate checked
More details - Great Falls Federal Credit UnionShare Certificate of DepositCD · 24 months · $1,000 min
Credit union · 1 branch
3.40%APY$692 over 24 months on $10,000Requirements
Offer: Minimum deposit to earn dividends: $1000.00
3.35% interest rate · Effective Oct 3, 2026
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More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
Offer: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000intro rate
Requirements
Product: FDIC-insured up to $250,000. Features fixed interest rate accruing daily, annual free statements, and automatic renewal. Open at a branch.
Offer: Limited-time offer, subject to withdrawal at any time. Rates fixed for term. Penalty will or may be imposed for early withdrawal.
Promotional rate · 3.20% interest rate
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More details - 2.94%APY$444 over 18 months on $10,000
Requirements
Product: Includes one penalty-free withdrawal per quarter. Certificates carry a penalty for early withdrawal outside permitted parameters.
Offer: Elevate Account rate for members age 50 or older.
2.90% interest rate · Effective Oct 1, 2026
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More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Connected Credit UnionSuper Saver Share CertificatesCD · 12 months · $500 min
Credit union · 2 branches
2.02%APY$202 over 1 year on $10,000Requirements
Product: Dividends are based on the average daily balance method, compounded daily and credited monthly.
Offer: Early withdrawal penalty: 180 days.
2.00% interest rate · Compounded daily · Effective Aug 25, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Augusta, ME metro
177 CDs at 20 banks and credit unions · checked Oct 22
- Typical
- 3.40%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.53%
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Augusta, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trademark Federal Credit UnionCredit union · 1 branch
- Northeast BankBank · 1 branch
- University Credit UnionCredit union · 1 branch