Credit union · NCUA insured
cPort Credit Union CD Rates
cPort Credit Union’s best CD rate is 2.94% APY on an 18-month share certificate (CD). Terms run from 1 year to 18 months. Rates checked October 22, 2026.
How cPort Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, ME, where cPort Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
cPort Credit Union
2.94%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $444
Liquid Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Liquid Certificates
Up to 2.94%APY · 2 terms
Includes one penalty-free withdrawal per quarter. Certificates carry a penalty for early withdrawal outside permitted parameters.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.78% | $278 |
| 12 monthsElevate Account rate for members age 50 or older | 2.89% | $289 |
| 18 months | 2.84% | $429 |
| 18 monthsElevate Account rate for members age 50 or older | 2.94% | $444 |
Special-purpose accounts
Share Certificates
Up to 3.92%APY · 10 terms
IRA eligible. We may impose a penalty for early withdrawal. Fees could reduce earnings on any account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.68% | $66 |
| 3 monthsElevate Account rate for members age 50 or older | 2.78% | $69 |
| 6 months6 Month Special | 3.82% | $189 |
| 6 months6 Month Special; Elevate Account rate for members age 50 or older | 3.92% | $194 |
| 9 months | 2.78% | $208 |
| 9 monthsElevate Account rate for members age 50 or older | 2.88% | $215 |
| 12 months12 Month Special | 3.82% | $382 |
| 12 months12 Month Special; Elevate Account rate for members age 50 or older | 3.92% | $392 |
| 18 months | 2.89% | $437 |
| 18 monthsElevate Account rate for members age 50 or older | 2.99% | $452 |
| 24 months | 2.94% | $597 |
| 24 monthsElevate Account rate for members age 50 or older | 3.04% | $617 |
| 30 months | 2.99% | $764 |
| 30 monthsElevate Account rate for members age 50 or older | 3.09% | $790 |
| 36 months | 3.04% | $940 |
| 36 monthsElevate Account rate for members age 50 or older | 3.14% | $972 |
| 48 months | 3.09% | $1,294 |
| 48 monthsElevate Account rate for members age 50 or older | 3.19% | $1,338 |
| 60 months | 3.14% | $1,672 |
| 60 monthsElevate Account rate for members age 50 or older | 3.24% | $1,728 |
Sources (3)
All captured Oct 15, 2026
Bump Rate Certificates
Up to 3.25%APY · 4 terms
Lock in rate now and request to bump rate once during certificate term if rates rise. Carry penalty for early withdrawal. IRA eligible.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 2.84% | $576 |
| 24 monthsElevate Account rate for members age 50 or older | 2.94% | $597 |
| 36 months | 2.94% | $908 |
| 36 monthsElevate Account rate for members age 50 or older | 3.04% | $940 |
| 48 months | 3.04% | $1,273 |
| 48 monthsElevate Account rate for members age 50 or older | 3.14% | $1,316 |
| 60 months | 3.14% | $1,672 |
| 60 monthsElevate Account rate for members age 50 or older | 3.25% | $1,734 |
Save Up Certificates
Up to 2.94%APY · 2 terms
Unlimited deposits permitted into certificate. Penalty applies for early withdrawal, except when used as a down payment for a new cPort loan. IRA eligible.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.73% | $273 |
| 12 monthsElevate Account rate for members age 50 or older | 2.84% | $284 |
| 24 months | 2.84% | $576 |
| 24 monthsElevate Account rate for members age 50 or older | 2.94% | $597 |
Who can join cPort Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the counties of Androscoggin, Cumberland, Kennebec, Sagadahoc, or York are eligible for membership.
Military, government and schools
- Current members of the Armed Forces, including the Reserve and National Guard, are eligible for membership.
- Individuals who are currently employed in the public sector are eligible for membership.
- Individuals who are retired and receive a pension or annuity from the public sector or any branch of the Armed Forces (including Reserve and National Guard) are eligible for membership.
- Honorably discharged veterans from any branch of the Armed Forces, including the Reserve and National Guard, are eligible for membership.
Family and household
- Individuals who live in the same household as someone who meets any of the eligibility criteria are eligible for membership.
1 more way to join
Family and household
- Individuals who were the spouse of someone who met any of the eligibility criteria at the time of their death are eligible for membership.
Membership information collected October 4, 2026.