Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Altoona, PA metro
- 3.05%APY$861 over 33 months on $10,000
Requirements
Product: $1,000 minimum to open. Fees may reduce earnings. Penalty for early withdrawal. APY calculations based on 365-day term.
Offer: $1,000 to open and $0.01 minimum balance to obtain APY.
Effective Oct 5, 2026
Rate checked
More details - 2.99%APY$223 over 9 months on $10,000intro rate
Requirements
Product: A minimum balance of $500 is required to open a certificate of deposit.
Offer: 9 MONTH SPECIAL ($500 min)
Promotional rate · 2.99% interest rate · Effective Nov 13, 2023
Rate checked
More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: $500 minimum balance for all terms. Early withdrawal penalty: 1 month dividend for 6 month certificates; 3 months dividend for 12 to 36 month certificates.
Offer: Early withdrawal penalty: 3 months dividend.
2.75% interest rate · Effective Jan 2, 2024
Rate checked
More details - 2.01%APY$201 over 1 year on $10,000with conditions
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.
Qualified rate · 2.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - Altoona First Savings Bank12-Month Variable Rate CDCD · 12 months · $1,000 min · 0.50%–2.52% by balance
Bank · 3 branches
1.00%APY$100 over 1 year on $10,000Requirements
Product: Minimum balance to open the account is $1,000. The rates may change after the account is opened. Minimum balance to earn each APY is shown in tiers. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal.
Offer: Compounding frequency quarterly. Variable rate.
Effective Jun 21, 2023
Rate by balance
Rate by balance for 12-Month Variable Rate CD Balance APY $1,000 and up 0.50% $10,000 and upYour amount 1.00% $25,000 and up 1.26% $50,000 and up 2.02% $100,000 and up 2.52% Rate checked
More details - 0.45%APY$90 over 24 months on $10,000
0.45% interest rate
Rate checked
More details - Your Choice Federal Credit UnionShare Certificates (CD’s)CD · 24 months · $500 min
Credit union · 1 branch
0.35%APY$70 over 24 months on $10,000Requirements
Product: There is a minimum balance requirement of $500.00 and 6 month to 24 month terms are available.
Offer: Minimum deposit of $500; minimum balance requirement of $500.00.
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Altoona, PA metro
177 CDs at 21 banks and credit unions · checked Oct 6–16
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Altoona, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ARC Federal Credit UnionCredit union · 2 branches