Credit union · NCUA insured
Altoona CD Rates
Altoona’s best CD rate is 2.99% APY on a 9-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Altoona’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Altoona has the most branches. $10,000, best rate first.
This credit union’s best
Altoona
2.99%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $223
Certificate of Deposit
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Altoona CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.70%
- 9–15 months9–15 mo2.99%
- 16–30 months16–30 mo1.10%
- 31–60 months31–60 mo1.20%
- QualifiedQualified2.99%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Altoona ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.99%APY · 8 terms
A minimum balance of $500 is required to open a certificate of deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.70% | $35 |
| 9 months9 MONTH SPECIAL ($500 min) | 2.99% | $223 |
| 12 months | 0.80% | $80 |
| 18 months | 0.80% | $120 |
| 24 months | 1.00% | $201 |
| 30 months | 1.10% | $277 |
| 36 months | 1.10% | $334 |
| 48 months | 1.20% | $489 |
Sources (1)
- altoonafcu.com/rates.php · captured Sep 17, 2026
Who can join Altoona
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