Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Wisconsin
- 4.00%APY$198 over 6 months on $10,000
Requirements
Product: No setup or maintenance fees. APY is based on daily compounding and assumes interest remains on deposit. Interest credited quarterly unless noted. Penalty for early withdrawal. Option CD offers a one-time rate change and a one-time opportunity to add additional funds during the term.
3.92% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal and/or restrictions may apply. Rates are subject to change without notice. Fees could reduce earnings.
Offer: Penalty for early withdrawal and/or restrictions may apply. Fees could reduce earnings.
3.92% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000intro rate
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal. Offer may expire at any time without notice.
Offer: Special is for a 6 Month CD only. Offer may expire at any time without notice. Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: Interest will not change for the term. Compounded and credited quarterly. Penalty may be imposed for early withdrawal.
3.95% interest rate · Effective Jul 8, 2025
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: The 7 month CD is subject to the terms and conditions of a 182 day CD; the 15 month CD is subject to the terms and conditions of a 1-year CD; the 32 month CD is subject to the terms and conditions of a 30 month CD. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: Subject to terms and conditions of a 182 day CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity.
3.97% interest rate · Effective Jul 28, 2026
Rate checked
More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Rates are subject to change; yields are guaranteed for the length of the term. A penalty may be imposed for early withdrawal.
Offer: Dividend period: Maturity.
4.00% interest rate
Rate checked
More details - 1st Community Credit Union10-Month Anniversary CD SpecialCD · 10 months · $1,000 min
Credit union · 3 branches
4.00%APY$332 over 10 months on $10,000intro rateRequirements
Product: Limited time offer; will end without warning. $1,000 minimum opening deposit ($500 for minors). Auto-renews to a 12-month term at maturity. 90-Day penalty for early withdrawal. Membership eligibility required.
Offer: $1,000 minimum opening deposit ($500 for minors). Auto-renews to 12-month term at maturity. 90-day penalty for early withdrawal.
Promotional rate · 3.92% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Rate subject to change after the account is opened. Fees could reduce earnings on the account. Deposits insured by FDIC. Penalties may be imposed for early withdrawal of funds from Certificate of Deposit Accounts.
Offer: 11 Month Special.
Promotional rate · Effective Aug 5, 2026
Rate checked
More details - Oshkosh Community Credit UnionShare Certificates AccountCD · 12 months · $1,000 min
Credit union · 1 branch
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends will be compounded and credited quarterly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal will reduce earnings. A penalty may be imposed for early withdrawals.
3.94% interest rate · Effective Jul 27, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Automatically renews at maturity. Subject to early withdrawal penalties.
Offer: Automatically renews at maturity. Subject to early withdrawal penalties.
3.92% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: Available exclusively at the Milton office (735 Sunnyside Drive, Milton, WI 53563). Must open account in person.
Offer: Exclusive to Milton office; must open in person. Penalty may be imposed for early withdrawal. At maturity, the CD renews at the standard rate in effect at that time.
Promotional rate · Effective May 13, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Minimum $1,000 one-time opening deposit. Interest is compounded quarterly. May not make withdrawals of principal from the account until the maturity date. Substantial penalty for early withdrawal. Automatically renewable.
Offer: Substantial penalty for early withdrawal. Interest is compounded quarterly.
3.94% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Not available at all locations.
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Assumes funds remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Dec 12, 2025
Rate checked
More details - One Community BankTraditional Fixed Rate CDsCD · 12 months · $500 min · 2.25%–4.00% by balance
Bank · 19 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Early withdrawal penalty may be imposed. Additional deposits allowed on terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000.
Offer: 1 year term.
Promotional rate · 2.24% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Traditional Fixed Rate CDs Balance APY $500 and up 2.25% $10,000 and upYour amount1 Year (Promo). Additional CD deposits allowable with a minimum of $50.00 up to a maximum of $250,000. 4.00% Rate checked
More details - Tri City National BankCertificates of Deposit - SpecialCD · 13 months · $2,500 min
Bank · 26 branches
4.00%APY$434 over 13 months on $10,000with conditionsRequirements
Product: Requires a Tri City National Bank checking account to open. Maximum balance of $500,000 per primary customer tax identification number (SSN or EIN). Not available for Individual Retirement Accounts (IRA). Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Requires a Tri City National Bank checking account to open. Maximum deposit $500,000 per primary customer SSN/EIN. Not available for IRAs. Early withdrawal penalty applies. Fees may reduce earnings.
Qualified rate · 3.92% interest rate · Balance cap $500,000 · Effective Oct 7, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
2,014 CDs at 211 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.80%
- Credit unions, typical
- 3.09%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Oakdale CUCredit union · 3 branches
- Community First Credit UnionCredit union · 29 branches