Credit union · NCUA insured
Sheboygan Area CU CD Rates
Sheboygan Area CU’s best CD rate is 4.00% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Sheboygan Area CU’s CD rates compare
Compared with banks and credit unions near Sheboygan, WI, where Sheboygan Area CU has the most branches. $10,000, best rate first.
This credit union’s best
Sheboygan Area CU
4.00%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $299
Share Certificate Specials
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Sheboygan Area CU CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.28%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.55%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sheboygan Area CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Specials
Up to 4.00%APY · 4 terms
Rates are subject to change; yields are guaranteed for the length of the term. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsDividend period: Maturity | 4.00% | $299 |
| 13 monthsDividend period: Annually | 3.25% | $353 |
| 25 monthsDividend period: Annually | 3.00% | $635 |
| 37 monthsDividend period: Annually | 2.55% | $807 |
Sources (1)
- shebareacu.com/savings-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.28%APY · 7 terms
Member responsible for determining maximum contribution limits on IRAs. Rates are subject to change; yields are guaranteed for the length of the term. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividend period: Maturity | 1.15% | $29 |
| 6 monthsDividend period: Maturity. Certificates for $10,000 or more with these terms: add 0.25% to APY | 3.28% | $163 |
| 12 monthsDividend period: Annually. Certificates for $10,000 or more with these terms: add 0.25% to APY | 3.00% | $300 |
| 24 monthsDividend period: Annually | 2.75% | $558 |
| 36 monthsDividend period: Annually | 2.55% | $785 |
| 48 monthsDividend period: Annually | 2.50% | $1,038 |
| 60 monthsDividend period: Annually | 2.50% | $1,314 |
Sources (1)
- shebareacu.com/savings-rates · captured Sep 18, 2026
Term Share Certificate
Up to 3.28%APY · 7 terms
Rates are subject to change; yields are guaranteed for the length of the term. A penalty may be imposed for early withdrawal. $1,000 minimum required to open. On maturity date, some certificates renew automatically for the same term at current rate unless instructed otherwise. Available with minor or custodial accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividend period: Maturity | 1.15% | $29 |
| 6 monthsDividend period: Maturity. Certificates for $10,000 or more with these terms: add 0.25% to APY | 3.28% | $163 |
| 12 monthsDividend period: Annually. Certificates for $10,000 or more with these terms: add 0.25% to APY | 3.00% | $300 |
| 24 monthsDividend period: Annually | 2.75% | $558 |
| 36 monthsDividend period: Annually | 2.55% | $785 |
| 48 monthsDividend period: Annually | 2.50% | $1,038 |
| 60 monthsDividend period: Annually | 2.50% | $1,314 |
Who can join Sheboygan Area CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals living or working in Sheboygan, Manitowoc, Calumet, Fond du Lac, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to persons employed by Piggly Wiggly Midwest, LLC, and/or their affiliate stores.
Family and household
- Family members of persons employed by Piggly Wiggly Midwest, LLC, and/or their affiliate stores are eligible to join.
Cost to join
- Membership requires a $5.00 share deposit into a savings account.
Membership information collected October 5, 2026.