Credit union · NCUA insured
Sheboygan Area CU
A $90.5M credit union headquartered in Sheboygan, WI, with 6,879 members and 2 branches in Wisconsin. Best rates: CDs 4.00% and savings 0.40% APY.
Sheboygan Area CU Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#6 of 16 in Sheboygan, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sheboygan Area CU
Founded in 1954 as Sheboygan City Employees Credit Union under the direction of Art Winscher, Sheboygan Area Credit Union was renamed Sheboygan City and County Credit Union in 1965.
Sheboygan Area Credit Union is a not-for-profit financial services organization owned by its member-owners.
- Headquarters
- 1707 Indiana Ave, Sheboygan, WI 53081
- NCUA charter
- 66616
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals living or working in Sheboygan, Manitowoc, Calumet, Fond du Lac, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to persons employed by Piggly Wiggly Midwest, LLC, and/or their affiliate stores.
Family and household
- Family members of persons employed by Piggly Wiggly Midwest, LLC, and/or their affiliate stores are eligible to join.
Cost to join
- Membership requires a $5.00 share deposit into a savings account.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Sheboygan Area Credit UnionMain office1707 Indiana Ave, Sheboygan, WI 53081Directions
- Sheboygan Area Credit Union4019 State Highway 42, Sheboygan, WI 53083Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.26% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.97% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio15.26%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.97%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sheboygan Area CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.