Best CD rates in Washington

Requirements

Product: Maximum deposit of $1M per individual. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Bump option can only be exercised once during the term of the Certificate and does not extend the term of the certificate. The new interest rate will not be applied retroactively and will be the rate offered on regular certificates with the same term and minimum balance. Minimum balance to open is $500. Early withdrawal penalties apply.

Requirements

Product: Terms range from 6 to 84 months. Dividends compounded and credited monthly. Zero fees; early withdrawal penalties apply (90 days dividends for 6-60 months, 365 days for 84 months). Additional deposits only during 10-day grace period and maturity.

Requirements

Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.

Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.

Requirements

Product: Designed for the habitual saver and allows unlimited deposits during the term. Interest rate and annual percentage yield may change after account opening. Available to customers age 16 or greater. A penalty may be imposed for early withdrawal. No minimum deposit requirement for IRAs.

Offer: Variable rate subject to change during the term. Additional deposits accepted during term.

Requirements

Product: Penalty for early withdrawal. Fees may reduce earnings. Platinum members receive 0.25% APY and Gold members receive 0.15% APY above posted rates through Member Rewards.

Offer: Penalty for early withdrawal. Fees may reduce earnings.

Requirements

Product: Unlimited additional deposits throughout the term up to an aggregate maximum of $5 million per primary account holder SSN or business Tax ID. Early withdrawal penalties may be imposed.

Offer: Dividends compounded and credited monthly; calculated by Average Daily Balance method. Early withdrawal penalty is 90 days of dividends. Unlimited additional deposits up to aggregate maximum of $5,000,000.

Requirements

Product: Must meet membership eligibility. Minimum deposit amount is $1,000. Early withdrawal interest penalty is 90 days.

Offer: Early withdrawal penalties may apply (90 days interest penalty).

Requirements

Product: Peak Account or Business Checking required. Early withdrawal penalty may apply.

Offer: Requires Peak Account or Business Checking. $500 minimum opening balance.

Requirements

Product: $1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. At any time during the term of the 12- and 24-month certificates, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for 12- and 24-month certificates. Redeem 2,500 Salal Rewards points at time of application or request and receive a 0.25% rate increase on select CDs. Note: Rewards points cannot be used for Youth certificates or promotional rate CDs. Salal Credit Union membership required.

Offer: Member may make a one-time election at any time during term to adjust the rate to a new fixed rate based on currently offered 24-month certificate rate.

Requirements

Product: Allows additional deposits after opening the account.

Offer: Allows additional deposits.

Requirements

Product: Dividends are calculated daily and paid monthly. CD early withdrawal penalty: 6 - 12 month CDs = loss of 90 days dividends, 24 - 60 month CDs = loss of 180 days dividends.