Credit union · NCUA insured
Safeway Federal Credit Union CD Rates
Top CarrotSafeway Federal Credit Union’s best CD rate is 3.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Safeway Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Spokane, WA, where Safeway Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Safeway Federal Credit Union
3.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $161
Certificates of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
Safeway Federal Credit Union CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo2.89%
- 16–30 months16–30 mo2.50%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Safeway Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.25%APY · 3 terms
Must meet membership eligibility. Minimum deposit amount is $1,000. Early withdrawal interest penalty is 90 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply (90 days interest penalty) | 3.25% | $161 |
| 12 monthsEarly withdrawal penalties may apply (90 days interest penalty) | 2.89% | $289 |
| 24 monthsEarly withdrawal penalties may apply (90 days interest penalty) | 2.50% | $506 |
Sources (2)
All captured Sep 15, 2026
Who can join Safeway Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of Safeway, Albertsons, and Yokes are eligible for membership.
- Retired Safeway employees are eligible for membership.
Family and household
- Family members (spouses, children, siblings, parents, grandparents, grandchildren, and adoptive/step relationships) of current employees of Safeway, Albertsons, and Yokes are eligible for membership.
- Household members (persons living in the same residence maintaining a single economic unit) of existing members or member-eligible persons are eligible for membership.
Membership information collected October 4, 2026.