Compare Bank & Credit Union Rates
Best CD rates in Virginia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Virginia
- 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Guaranteed interest rate for one (1) year. Interest is compounded quarterly. Monthly or quarterly interest payments are available. One no penalty withdrawal after seven (7) days.
Offer: Guaranteed interest rate for one (1) year. Interest compounded quarterly. One no penalty withdrawal after seven (7) days.
1.00% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - The First National Bank of PeterstownCertificates of Deposits (CDs)CD · 48 months · $2,500 min
Bank · 1 branch
1.00%APY$406 over 48 months on $10,000Requirements
Product: Automatically Renews at Maturity (at current rate at maturity). 10-day grace period at maturity. Early withdrawal penalties apply. Compounded back to CD, paid by check, or transferred to checking/savings.
1.00% interest rate
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: 12 month to 48 month terms available Earn a higher dividend Minimum balance of $1000.00 Penalty if withdrawn before maturity. Dividends are paid and compounded quarterly. You must maintain a minimum daily balance to obtain the disclosed APY.
1.00% interest rate · Compounded quarterly
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: The Stepping Stone CD can be bumped one time up to 1% within the term of the CD based on the current 36-month and 60-month Stepping Stone board rate. Daily balance to obtain APY.
Offer: Can be bumped one time up to 1% within the term of the CD based on current 60-month Stepping Stone board rate. Daily balance requirement to obtain APY.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Minimum balance to obtain APY is based on daily balance.
Offer: Penalty may be imposed for early withdrawal. Daily balance requirement to obtain APY.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Andrews Federal Credit UnionGenerator Share CertificateCD · 36 months · $50 min
Credit union · 2 branches
0.75%APY$227 over 36 months on $10,000Requirements
Product: Unlimited deposits: add funds anytime during term in branch, via automatic direct deposits, and online (transfers from another share). Minimum $50 deposit to open and maintain balance to earn advertised APY. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $50 balance to earn advertised APY. Unlimited deposits allowed anytime during term. Early withdrawal penalties apply.
0.75% interest rate
Rate checked
More details - 0.55%APY
Requirements
Product: Membership eligibility is required. Dividends are paid monthly. Fees may reduce earnings. Early withdrawal penalties may apply.
Offer: Share Certificate APY as high as 0.55%. Available terms include 6-month, 1-year, 2-year, 3-year, 4-year, and 5-year.
Rate checked
More details - Martinsville First Savings BankCertificates of Deposit Jump RateCD · 27 months · $500 min
Bank · 1 branch
0.30%APY$68 over 27 months on $10,000intro rateRequirements
Product: Take advantage of the opportunity to jump up to higher interest rate one time during the 27-month life of your CD. After 6 months, if current interest rate is higher than what you're earning, you can jump to that rate. Renews for 24 months at maturity.
Offer: One-time option to jump to a higher interest rate after 6 months during the 27-month term; renews for 24 months at maturity.
Promotional rate · 0.30% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$1 over 1 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 1 business day grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 1 business day grace period. Interest compounded and credited at maturity. Term is 30 days (~1 month).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$2 over 2 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 7 calendar days grace period. Interest compounded and credited at maturity. Term is 60 days (~2 months).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 3 months interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 3 months interest. 7 calendar days grace period. Interest compounded and credited at maturity. Term is 90 days (~3 months).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Maturity terms from 1-60 months. Interest compounded annually on CDs over one year. Automatic renewal. Penalty for early withdrawal. $1,000 minimum opening deposit.
Compounded annually · Effective Apr 1, 2024
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More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
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More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.
Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches