Bank · FDIC insured
Bank of Botetourt
A $939.4M bank headquartered in Buchanan, VA, with 14 branches in Virginia. Best rates: CDs 4.00% and savings 0.15% APY.
Bank of Botetourt Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#16 of 19 in Roanoke, VA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Botetourt
Established in 1899 as Bank of Buchanan, the institution changed its name to Bank of Botetourt in 1995.
In 1997, Bank of Botetourt formed its holding company, Botetourt Bankshares, Inc.
Bank of Botetourt operates multiple branch offices across Virginia communities.
- Headquarters
- 19747 Main St, Buchanan, VA 24066
- FDIC certificate
- 6137 ↗
Branches
14 branches in Virginia
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Virginia
14 branches
Roanoke area · 12
- Bank of BotetourtMain office19747 Main St, Buchanan, VA 24066Directions
- Daleville Branch140 Town Center St, Daleville, VA 24083Directions
- Eagle Rock Branch58 Railroad Ave, Eagle Rock, VA 24085Directions
- Moneta Branch51 Firstwatch Dr, Moneta, VA 24121Directions
- Bonsack Branch3801 Challenger Ave, Roanoke, VA 24012Directions
- Cave Spring Branch3232 Electric Rd, Roanoke, VA 24018Directions
- Melrose Branch2502 Melrose Ave Nw, Roanoke, VA 24017Directions
- Peters Creek Road Branch3130 Peters Creek Rd, Roanoke, VA 24019Directions
- Rocky Mount Branch875 Tanyard Rd, Rocky Mount, VA 24151Directions
- Salem Branch231 S College Ave, Salem, VA 24153Directions
- Troutville Branch5462 Lee Hwy, Troutville, VA 24175Directions
- Vinton Office Branch410 S Pollard St, Vinton, VA 24179Directions
Fairfield area · 1
- Fairfield Branch5905 N Lee Hwy, Fairfield, VA 24435Directions
Lexington area · 1
- Lexington Office Branch65 E Midland Trl, Lexington, VA 24450Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.25% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.80% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio11.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.80%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Botetourt are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.