Credit union · NCUA insured
Summit Hampton Roads FCU CD Rates
Summit Hampton Roads FCU’s best CD rate is 1.00% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Summit Hampton Roads FCU’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Summit Hampton Roads FCU has the most branches. $10,000, best rate first.
This credit union’s best
Summit Hampton Roads FCU
1.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $510
Share Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Summit Hampton Roads FCU CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo0.40%
- 16–30 months16–30 mo0.60%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Hampton Roads FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.00%APY · 5 terms
12 month to 48 month terms available Earn a higher dividend Minimum balance of $1000.00 Penalty if withdrawn before maturity. Dividends are paid and compounded quarterly. You must maintain a minimum daily balance to obtain the disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 0.40% | $40 |
| 24 months | 0.60% | $120 |
| 36 months | 0.80% | $242 |
| 60 months | 1.00% | $510 |
Special-purpose accounts
IRA Certificates
Up to 1.00%APY · 5 terms
An IRA is the way to help secure and build a comfortable future. IRA funds can be deposited into a certificate that earns the same as our certificate rates, or into a IRA regular shares account. Contact your tax advisor to be sure you are eligible. Minimum balance of $1000.00. Penalty if withdrawn before maturity. Dividends are paid and compounded quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 0.40% | $40 |
| 24 months | 0.60% | $120 |
| 36 months | 0.80% | $242 |
| 60 months | 1.00% | $510 |
Who can join Summit Hampton Roads FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and volunteers of Bon Secours Mercy Medical Centers are eligible for membership.
Family and household
- Family members of employees and volunteers of Bon Secours Mercy Medical Centers (or current account holders) are eligible for membership.
Cost to join
- A minimum opening balance of $25.00 is required for a Savings account.
Membership information collected October 4, 2026.