Skip to content

Compare Bank & Credit Union Rates

Best CD rates in Texas

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 376–390 results in Texas

  1. Frost BankFrost Certificate of Deposit AccountCD · 3 months · $1,000 min · 3.35%–4.00% by balance

    Bank · 216 branches

    3.35%APY$83 over 3 months on $10,000
  2. First Priority Credit Union6 Month - Share CertificateCD · 6 months · $1,000 min · 3.35%–3.50% by balance

    Credit union · 1 branch

    3.35%APY$166 over 6 months on $10,000
  3. The City National Bank of Taylor8-Month CDCD · 8 months · $10,000 min

    Bank · 1 branch

    3.35%APY$222 over 8 months on $10,000
  4. Top Carrot, Carrot Score 93
    Southwest Financial Federal Credit UnionShare Certificates (CDs)CD · 12 months · $500 min · 3.35%–3.51% by balance

    Credit union · 1 branch

    3.35%APY$335 over 1 year on $10,000
  5. Firstmark Credit UnionFlex CDsCD · 12 months · $250 min

    Credit union · 12 branches

    3.35%APY$335 over 1 year on $10,000
  6. Walker County Federal Credit UnionTerm Share AccountCD · 18 months · $1,000 min

    Credit union · 1 branch

    3.35%APY$507 over 18 months on $10,000
  7. Charter BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · 4 branches

    3.34%APY$82 over 3 months on $10,000
  8. Southside BankCertificates of DepositCD · 18 months · $1,000 min · 3.34%–3.55% by balance

    Bank · 57 branches

    3.34%APY$505 over 18 months on $10,000intro rate
  9. PlainsCapital BankPersonal Certificate of DepositCD · 6 months · $1,000 min

    Bank · 54 branches

    3.33%APY$165 over 6 months on $10,000
  10. Alamo City Credit UnionCertificatesCD · 18 months · $5,000 min

    Credit union · 1 branch

    3.32%APY$502 over 18 months on $10,000
  11. Justice Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.31%APY$501 over 18 months on $10,000with conditions
  12. BCUNo Penalty CDsCD · 7 months

    Credit union · 2 branches

    3.30%APY$191 over 7 months on $10,000with conditions
  13. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 489 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  14. Top Carrot, Carrot Score 92
    Chartway Credit Union12-Month Promo Certificate (No Penalty)CD · 12 months · $500 min

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000intro rate
  15. Kerr County Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.30%APY$330 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,867 CDs at 396 banks and credit unions · checked Oct 22–23

Typical
3.30%
Top 10% from
4.04%
Banks, typical
2.75%
Credit unions, typical
3.50%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions