Kerr County Federal Credit Union CD Rates

How Kerr County Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Kerrville, TX, where Kerr County Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Kerr County Federal Credit Union
3.30%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$330
Share Certificates
Top rate
Wells Fargo
4.25%APY
Term
11 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$389
Wells Fargo rates
2nd-highest rate
PNC
4.25%APY
Term
13 months
Requires
None
Minimum
$1,000
Earns on $10,000
$461
PNC rates

Compare CD rates near you →

CD score

Higher than 25% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.53%
9–15 months9–15 mo3.30%
16–30 months16–30 mo3.04%
31–60 months31–60 mo3.04%
QualifiedQualified3.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Kerr County Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 3.30%APY · 4 termsFrom $1,000 to open

Fixed dividend rate for the term. Early withdrawal penalty applies. Dividends compounded quarterly. If account is closed before dividends are paid, accrued dividends will not be received.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsDividends compounded quarterly	2.53%	$126
12 monthsDividends compounded quarterly	3.30%	$330
24 monthsDividends compounded quarterly	3.04%	$617
48 monthsDividends compounded quarterly	3.04%	$1,273

Sources (2)

All captured Oct 16, 2026

Special-purpose accounts

IRA Certificates

Up to 3.30%APY · 4 termsIRAFrom $100 to open

Can be used with Traditional or Roth IRAs. Fixed dividend rate for the term. Early withdrawal penalty applies. Dividends compounded quarterly.

Earnings on $10,000 over the term.
Term	APY · $100 and up	APY · $1,000 and up	APY	Earns on $10,000Earns
UnknownIRA Accumulator certificate	1.51%	—	1.51%	$0
12 months	—	3.30%	3.30%	$330
24 months	—	3.04%	3.04%	$617
48 months	—	3.04%	3.04%	$1,273

Sources (2)

All captured Oct 16, 2026

Who can join Kerr County Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Kerr, Kimble, Edwards, Bandera, Kendall, Real, and Gillespie Counties are eligible for membership.

Family and household

Immediate family members (defined as spouse, child, step-child, sibling, parent, grandparent, or grandchild) of persons eligible through the field of membership are eligible to join.

Cost to join

A minimum balance of $5 is required in the share savings account.
There is a one-time membership fee of $5.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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