Credit union · NCUA insured
Walker County Federal Credit Union CD Rates
Walker County Federal Credit Union’s best CD rate is 3.35% APY on an 18-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Walker County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Huntsville, TX, where Walker County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Walker County Federal Credit Union
3.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $507
Term Share Accounts
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First National Bank Texas
3.75%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $248
Walker County Federal Credit Union CD score
73
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Walker County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Accounts
Up to 3.35%APY · 7 terms
Dividends compounded quarterly. A minimum deposit of $1,000.00 is required to open a Term Share Account. Automatically renewable upon maturity. Early withdrawal penalty applies (90 days dividends for terms <= 2 years; 120 days dividends for terms >= 3 years). Additional deposits to existing accounts not allowed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly | 2.50% | $124 |
| 9 monthsCompounded quarterly | 2.70% | $202 |
| 12 monthsCompounded quarterly | 3.00% | $300 |
| 18 monthsCompounded quarterly | 3.35% | $507 |
| 24 monthsCompounded quarterly | 3.35% | $681 |
| 36 monthsCompounded quarterly | 3.35% | $1,039 |
| 48 monthsCompounded quarterly | 3.35% | $1,409 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Term Share Accounts
Up to 3.35%APY · 7 terms
Dividends compounded quarterly. Early withdrawal penalties and auto-renewal terms apply as per certificate schedule.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly | 2.50% | $124 |
| 9 monthsCompounded quarterly | 2.70% | $202 |
| 12 monthsCompounded quarterly | 3.00% | $300 |
| 18 monthsCompounded quarterly | 3.35% | $507 |
| 24 monthsCompounded quarterly | 3.35% | $681 |
| 36 monthsCompounded quarterly | 3.35% | $1,039 |
| 48 monthsCompounded quarterly | 3.35% | $1,409 |
Sources (2)
All captured Sep 17, 2026
Who can join Walker County Federal Credit Union
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