Bank · FDIC insured
Charter Bank CD Rates
Charter Bank’s best CD rate is 3.34% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Charter Bank’s CD rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Charter Bank has the most branches. $10,000, best rate first.
This bank’s best
Charter Bank
3.34%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $82
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Charter Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.34%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Charter Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.34%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal: 90 days | 3.34% | $82 |
| 6 monthsPenalty for early withdrawal: 90 days | 3.33% | $165 |
| 12 monthsPenalty for early withdrawal: 90 days | 3.30% | $330 |
| 24 monthsPenalty for early withdrawal: 180 days | 3.20% | $650 |
| 36 monthsPenalty for early withdrawal: 180 days | 3.20% | $991 |
| 48 monthsPenalty for early withdrawal: 180 days | 3.20% | $1,343 |
| 60 monthsPenalty for early withdrawal: 180 days | 3.25% | $1,734 |
Sources (1)
- charterbankcc.com/rates · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account
Up to 3.30%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdrawal: 90 days | 3.30% | $330 |
| 24 monthsPenalty for early withdrawal: 180 days | 3.20% | $650 |
| 36 monthsPenalty for early withdrawal: 180 days | 3.20% | $991 |
| 48 monthsPenalty for early withdrawal: 180 days | 3.20% | $1,343 |
| 60 monthsPenalty for early withdrawal: 180 days | 3.25% | $1,734 |
Sources (1)
- charterbankcc.com/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.