Compare Bank & Credit Union Rates
Best CD rates in Tennessee
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Tennessee
- Dixie Line CUSHARE CERTIFICATE OF DEPOSITCD · 12 months · $1,000 min · 3.35%–3.61% by balance
Credit union · 1 branch
3.35%APY$335 over 1 year on $10,000Requirements
Product: Effective as of 1/01/2026. Contact Member Services for Special Promotional Offers for New Money Certificates.
Offer: Term: 12 MONTH CERTIFICATE. Minimum Deposit: $1000. Balance tier: 1000 to less than 100000.
3.30% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for SHARE CERTIFICATE OF DEPOSIT Balance APY $1,000 and upYour amount 3.35%* $100,000 and up 3.61%* Rate checked
More details - Southeast Financial Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · 10 branches
3.35%APY$1,791 over 60 months on $10,000Requirements
Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.
Effective Oct 1, 2026
Rate checked
More details - 3.34%APY$166 over 6 months on $10,000
Requirements
Product: There is a $1,000.00 minimum deposit on Share Certificates. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Effective Feb 1, 2026
Rate checked
More details - 3.34%APY$249 over 9 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.30% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Northeast Community Credit Union12 Month Add-On Certificate AccountCD · 12 months · $500 min
Credit union · 4 branches
3.30%APY$330 over 1 year on $10,000Requirements
Product: Add to certificate in increments of $250 or more anytime during the term. Reward add-ons do not apply.
Offer: Deposits permitted in increments of $250 or more anytime during the term. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - Northeast Community Credit Union12 Month Nest Egg Certificate AccountCD · 12 months · $100 min
Credit union · 4 branches
3.30%APY$330 over 1 year on $10,000Requirements
Product: Deposits in increments of $25 are permitted during the term of the account. Reward add-ons do not apply.
Offer: Deposits in increments of $25 are permitted during the term. Reward add-ons do not apply.
Effective Oct 5, 2026
Rate checked
More details - 3.30%APY$499 over 18 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.25% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted monthly. Penalty for early withdrawal. Balance tiers range from $500 to $100,000+.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - Northeast Community Credit Union6 Month Certificate AccountCD · 6 months · $500 min
Credit union · 4 branches
3.20%APY$159 over 6 months on $10,000 - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Happy Valley Credit UnionShare Certificate of DepositCD · 24 months · $1,000 min
Credit union · 1 branch
3.10%APY$630 over 24 months on $10,000Requirements
Product: Interest is paid at maturity. A penalty will or may be imposed for early withdrawal. Rates subject to change without notice.
3.05% interest rate
Rate checked
More details - 3.09%APY$153 over 6 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Rates current as of 9-11-2026.
Effective Sep 11, 2026
Rate checked
More details - Methodist Healthcare Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 2.80%–3.20% by balance
Credit union · 4 branches
3.05%APY$305 over 1 year on $10,000Requirements
Product: Compounded and credited quarterly. Penalty may be imposed for withdrawal before maturity. Rates subject to change weekly. Membership open to Methodist Le Bonheur Healthcare associates, affiliated groups, and their families.
Offer: Quarterly compounding and crediting. Penalty for early withdrawal may apply.
2.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $10,000 2.80% $10,000 – $49,999Your amount 3.05% $50,000 and up 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Tennessee
1,110 CDs at 140 banks and credit unions · checked Oct 15–22
- Typical
- 3.03%
- Top 10% from
- 4.06%
- Banks, typical
- 2.01%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches