Credit union · NCUA insured
Select Seven CU CD Rates
Select Seven CU’s best CD rate is 1.00% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Select Seven CU’s CD rates compare
Compared with banks and credit unions near Johnson City, TN, where Select Seven CU has the most branches. $10,000, best rate first.
This credit union’s best
Select Seven CU
1.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $510
Share Certificates
Top rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $500
2nd-highest rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
Select Seven CU CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.40%
- 9–15 months9–15 mo0.55%
- 16–30 months16–30 mo0.70%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Select Seven CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.00%APY · 6 terms
Early withdrawal penalties may reduce earnings. Terms range from 6 months to 60 months. Rates are subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNot compounded. Early withdrawal penalties may reduce earnings | 0.40% | $20 |
| 12 monthsCompounded quarterly. Early withdrawal penalties may reduce earnings | 0.55% | $55 |
| 24 monthsCompounded quarterly. Early withdrawal penalties may reduce earnings | 0.70% | $140 |
| 36 monthsCompounded quarterly. Early withdrawal penalties may reduce earnings | 0.90% | $272 |
| 48 monthsCompounded quarterly. Early withdrawal penalties may reduce earnings | 0.95% | $385 |
| 60 monthsCompounded quarterly. Early withdrawal penalties may reduce earnings | 1.00% | $510 |
Special-purpose accounts
IRA Certificates
Up to 1.00%APY · 5 terms
No maintenance fees or commissions charged. Early withdrawal penalties may reduce earnings and IRAs cannot be pledged as collateral. Available for Traditional IRA, Roth IRA, and Education IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNot compounded. Covers Traditional IRA (80), Roth IRA (96), and Education IRA (97). Early withdrawal penalties may reduce earnings; IRAs cannot be pledged as collateral | 0.40% | $20 |
| 12 monthsCompounded quarterly. Covers Traditional IRA (82), Roth IRA (98), and Education IRA (99). Early withdrawal penalties may reduce earnings; IRAs cannot be pledged as collateral | 0.55% | $55 |
| 18 monthsCompounded quarterly. Covers Traditional IRA (81), Roth IRA (90), and Education IRA (91). Early withdrawal penalties may reduce earnings; IRAs cannot be pledged as collateral | 0.55% | $83 |
| 30 monthsCompounded quarterly. Covers Traditional IRA (84), Roth IRA (92), and Education IRA (93). Early withdrawal penalties may reduce earnings; IRAs cannot be pledged as collateral | 0.90% | $227 |
| 60 monthsCompounded quarterly. Covers Traditional IRA (83), Roth IRA (94), and Education IRA (95). Early withdrawal penalties may reduce earnings; IRAs cannot be pledged as collateral | 1.00% | $510 |
Who can join Select Seven CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of SSCU are eligible for membership.
Other ways
- Businesses and other legal entities located in Washington, Carter, Unicoi, Hawkins, or Sullivan Counties in Tennessee, or Scott and Washington Counties in Virginia are eligible for membership.
Membership information collected October 5, 2026.