Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results in Pennsylvania
- 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal may apply; penalty may affect principal.
Offer: Penalty for early withdrawal may apply.
3.57% interest rate
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: When your goal is income: $5,000 minimum to open. Simple interest paid/credited monthly or quarterly. Terms: 6, 12, 18, 30 or 60 months. Penalties may apply for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings.
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.
Offer: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - 3.60%APY
3.55% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.56%APY$539 over 18 months on $10,000intro rate
Requirements
Product: Dividends compounded quarterly on terms 1 year or more; for terms under one year, dividends are paid at maturity. Early withdrawal penalties apply.
Offer: Requires $10,000.00 NEW MONEY Minimum Deposit. Dividends compounded quarterly.
Promotional rate · 3.50% interest rate · Compounded quarterly · Effective Sep 23, 2026
Rate checked
More details - 3.56%APY$725 over 24 months on $10,000
Requirements
Product: With initial $5.00 deposit into savings account and a one-time Membership Fee of $1.00, eligible for all Access Credit Union products and services. Dividends paid quarterly. Penalties apply for early withdrawals.
Effective Oct 16, 2026
Rate checked
More details - Christian Family Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.55%–3.80% by balance
Credit union · 1 branch
3.55%APY$176 over 6 months on $10,000Requirements
Product: Early withdrawals subject to penalty. Membership eligibility required. Opening minimum is $500 according to general disclosures, but rate schedule tiers begin at $1,000.
3.50% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $49,999Your amount 3.55% $50,000 and up 3.80% Rate checked
More details - Pittsburgh Firefighters' Federal Credit UnionShare CertificateCD · 7 months · $5,000 min
Credit union · 1 branch
3.55%APY$206 over 7 months on $10,000intro rateRequirements
Product: Interest compounds monthly and is credited at maturity. Share Certificates will renew at the current rate unless notified. Additional deposits are not allowed on opened certificates. Minimum deposit is determined by term. Early withdrawal penalty: 7-month share 60 days dividends; 12-month share 90 days dividends.
Offer: NEW MONEY - 7 Month Min. $5,000.00; Early withdrawal penalty: 60 days dividends
Promotional rate
Rate checked
More details - 3.55%APY$265 over 9 months on $10,000
Requirements
Product: Fixed interest rate until maturity. $500.00 deposit to open account (larger deposit required for special certificate). Penalties may be imposed upon early withdrawal.
Offer: $5,000 Minimum deposit (substantial penalty for early withdrawal's). Compounded daily. Rates subject to change and fees may reduce earnings.
3.49% interest rate · Compounded daily · Effective Oct 5, 2026
Rate checked
More details - 3.55%APY$295 over 10 months on $10,000intro rate
Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty (may result in forfeiture of 6 months' interest).
Offer: Limited time offer. Automatically renews to standard 12-month CD product at maturity. Additional deposits or withdrawals of principal after opening date are not permitted. May not be combined with other offers.
Promotional rate · 3.50% interest rate · Effective Aug 10, 2026
Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance
Bank · 37 branches
3.55%APYRequirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $10,000 – $24,999Your amount 3.55% $100,000 and up 4.06% Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 12 months · $100 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Minimum deposit: $500 for standard CDs. Dividends paid quarterly, calculated on average daily balance. Early withdrawal penalties apply.
3.50% interest rate
Rate checked
More details - 3.55%APY$385 over 13 months on $10,000
Requirements
Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.
Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.
3.49% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch