Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 271–285 results in Pennsylvania
- West Branch Valley Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Minimum deposit $500. Add 10BP over $25,000.00. Rates may change without prior notice.
Offer: Add 10BP over $25,000.00.
3.44% interest rate · Effective Apr 28, 2025
Rate checked
More details - Locomotive & Control Employees Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Minimum deposit $1,000. Dividend Rate is for the term of the Certificate. Dividends are calculated on the average daily balance and paid at maturity. Maturity notices sent at least 10 days prior to maturity. Additional deposits are not allowed. Early withdrawal penalty is 30 days dividend. 10-day grace period after maturity.
Offer: Compounding / dividends paid at maturity.
3.50% interest rate
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.44% interest rate · Effective Sep 22, 2025
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More details - 3.50%APY$380 over 13 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Fees may reduce earnings. APY assumes interest remains on deposit until maturity; withdrawals reduce earnings. Interest begins to accrue from the date of deposit. Interest can be paid monthly, quarterly, semiannually, or at maturity.
3.47% interest rate · Effective Jul 29, 2026
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.45% interest rate · Effective Sep 17, 2026
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More details - 3.50%APY$712 over 24 months on $10,000
Effective Aug 12, 2026
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More details - 3.50%APY$1,087 over 36 months on $10,000
Requirements
Product: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Offer: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply.
3.44% interest rate
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More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
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More details - 3.49%APY$1,870 over 60 months on $10,000
Requirements
Product: A penalty will be imposed for ealy withdrawal of term share accounts
Effective Jul 1, 2026
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More details - 3.45%APY$171 over 6 months on $10,000
Requirements
Product: Membership required. Early withdrawal penalty applies (30 days dividend for 3–6 month terms; 90 days dividend for 12–60 month terms). No maintenance or set-up fees.
Offer: Early withdrawal penalty: 30 days dividend.
3.40% interest rate
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More details - 3.45%APY$345 over 1 year on $10,000
Requirements
Product: Dividends compounded daily, credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Offering rates may change. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited.
3.40% interest rate · Compounded daily
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More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Rates remain constant for the entire certificate term. Dividends calculated daily and compounded/credited quarterly. Early withdrawal penalty applies.
Offer: Rates set monthly. Penalty for early withdrawal.
3.41% interest rate
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More details - Choice One Community Credit UnionShare Certificates (CD)CD · 6 months · $500 min
Credit union · 6 branches
3.40%APY$169 over 6 months on $10,000Requirements
Product: Minimum deposit $500 ($100 for youth accounts). Terms from six months to five years. All accounts federally insured up to $250,000 by NCUA/NCUSIF. Early withdrawal penalties apply. Eligibility requires living, working, worshiping, attending school, or owning a business entity in Luzerne, Lackawanna, or Wyoming Counties.
Offer: Term: 6-Months. Minimum deposit $500 ($100 for youth accounts).
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More details - 3.40%APY$692 over 24 months on $10,000
Requirements
Product: Interest accrues daily and credited in accordance with product statement cycle. Early withdrawal penalties apply. Fees may reduce earnings.
3.36% interest rate · Effective Sep 17, 2026
Rate checked
More details - Pittsburgh City Hall Employees Federal Credit UnionCertificatesCD · 6 months · $10,000 min · 3.35%–3.65% by balance
Credit union · 1 branch
3.35%APY$166 over 6 months on $10,000Requirements
Product: Certificate rates can change daily. Automatic renewal at time of maturity with a 10-day grace period to withdraw or renew. Maximum deposit is $100,000 per month. Cash limit of $5,000.00 per day. Maximum total account balance is $500,000 per member.
3.35% interest rate · Effective Aug 27, 2026
Rate by balance
Rate by balance for Certificates Balance APY $10,000 and upYour amount 3.35% $25,000 and up 3.65% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch