Compare Bank & Credit Union Rates
Best CD rates in Tulsa, OK
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Tulsa, OK
- 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 2 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 48 months · $1,000 min · 3.75%–4.15% by balance
Credit union · 5 branches
3.75%APY$1,587 over 48 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.75% $50,000 and upJumbo rate tier. 3.95% $200,000 and upSuper jumbo rate tier. 4.15% Rate checked
More details - Oklahoma Central Credit UnionCertificate AccountsCD · 36 months · $1,000 min
Credit union · 5 branches
3.70%APY$1,152 over 36 months on $10,000Requirements
Product: $1,000 minimum balance to maintain. Deposits are only allowed at time of opening and maturity. Penalty for early withdrawal. Membership conditions may apply.
Offer: Dividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given.
Effective Oct 9, 2026
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. 7-month Certificate automatically renews into a 6-month Certificate; all other terms automatically renew with the same term. No maintenance fees.
Offer: Quarterly compounding. Early withdrawal penalty may be imposed.
3.60% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Employees Federal Credit UnionShare Certificate AccountCD · 36 months · $1,000 min · 3.55%–3.80% by balance
Credit union · 3 branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Dividends will be compounded and credited quarterly. The Annual Percentage Yield (APY) disclosed assumes that dividends remain in the account until maturity. Any withdrawal of dividends will reduce earnings. A penalty may be imposed for early withdrawals. Rates reflected are recent rates but are subject to change. Platinum Members add .25%/ Member Rewards add .10% to certificates - cannot combine
3.50% interest rate
Rate by balance
Rate by balance for Share Certificate Account Balance APY $1,000 – $50,000Your amount 3.55% $50,000 and upJumbo Rate ($50,000+) 3.80% Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - DFCU TulsaShare CertificatesCD · 36 months · $1,000 min · 3.50%–3.90% by balance
Credit union · 1 branch
3.50%APY$1,087 over 36 months on $10,000Effective Sep 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.50% $25,000 and up 3.90% Rate checked
More details - Western Sun Federal Credit UnionRegular CertificateCD · 48 months · $1,000 min
Credit union · 2 branches
3.45%APY$1,453 over 48 months on $10,000Requirements
Product: Dividends are earned daily and compounded monthly. Early withdrawal penalty may result in up to 90 days loss of dividends. No account fees or application fees.
Offer: All early withdrawals may result in up to a 90 days loss of dividends.
3.40% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - Red Crown Credit UnionCertificate of Deposit (CD)CD · 3 months · $500 min · 3.41%–3.92% by balance
Credit union · 2 branches
3.41%APY$84 over 3 months on $10,000Requirements
Product: Rates are variable and may change after the account is open. Penalty and forfeiture of dividends for early withdrawal. Fees can reduce earnings.
3.35% interest rate
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $500 and upYour amount 3.41% $20,000 and up 3.67% $75,000 and up 3.92% Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.35%APY$681 over 24 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. Allows rate change request once during a 24-month term and twice during a 48-month term after the first 7 days. No maintenance fees.
Offer: Quarterly compounding. Allowed a dividend rate change once during each term or renewal term. Early withdrawal penalty may be imposed.
3.31% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Tulsa, OK
328 CDs at 35 banks and credit unions · checked Oct 15–22
- Typical
- 2.90%
- Top 10% from
- 3.80%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Tulsa, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 3 branches
- UMB BankBank · 1 branch