Compare Bank & Credit Union Rates
Best CD rates in Oklahoma City, OK
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–55 results in Oklahoma City, OK
- Credit Union One of OklahomaShare CertificatesCD · 12 months · $500 min · 2.53%–2.78% by balance
Credit union · 3 branches
2.53%APY$253 over 1 year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. Early withdrawal penalty: 30 days interest for 1 year or less, 90 days interest for more than 1 year. Automatically renewed unless specified otherwise. Ongoing deposits are not allowed, however you may make withdrawals or deposits during the ten (10) day grace period after maturity. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum, unless otherwise noted.
Offer: One Year term.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 2.53% $100,000 and up 2.78% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.07%APY$51 over 3 months on $10,000
Requirements
Product: Earn a fixed rate of interest for a fixed period of time.
Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Start with just $5. Offers a 12-month term and allows a one-time, penalty-free withdrawal. ACU membership required. Early withdrawal penalties apply to other withdrawals.
1.24% interest rate
Rate checked
More details - Oklahoma Educators Credit Union of Oklahoma CityCertificateCD · 60 months · $0 min · 1.15%–1.25% by balance
Credit union · 1 branch
1.15%APY$588 over 60 months on $10,000Requirements
Product: Up to a $1,000 minimum to open based on tiered minimums and terms. Fixed rate for duration of term. Early withdrawal penalties may apply. Minimum deposit for the second rate tier is $50,000 with checking with direct deposit or an active loan.
1.14% interest rate
Rate by balance
Rate by balance for Certificate Balance APY Up to $75,000Your amount 1.15% $75,000 – $225,000Minimum deposit for the second rate tier is $50,000 if you have a checking with direct deposit or an active loan. 1.20% $225,000 and up 1.25% Rate checked
More details - Tinker Federal Credit UnionSave & Build CertificateCD · 18 months · $25 min · 0.65%–2.02% by balance
Credit union · 10 branches
0.65%APY$98 over 18 months on $10,000with conditionsRequirements
Product: 18-month maturity, 120-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more, or into starting line certificate if balance is less than $1,000. Must be enrolled in online and mobile banking with a valid email address. Only one save & build certificate per account. Must be 18 years or older, limited to one per Tax Identification Number, must have open share draft account with TFCU. Normal underwriting guidelines apply, not in bankruptcy or legal proceedings.
Offer: Fixed dividend rate on balance of $5,000 or less.
Qualified rate · 2.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Save & Build Certificate Balance APY Up to $5,000 2.02% $5,000 and upYour amount 0.65% Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma City, OK
359 CDs at 37 banks and credit unions · checked Oct 5–22
- Typical
- 2.80%
- Top 10% from
- 3.86%
- Banks, typical
- 2.05%
- Credit unions, typical
- 3.25%
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Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch