Compare Bank & Credit Union Rates
Best CD rates in Greensboro, NC
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Greensboro, NC
- Credit Human Federal Credit UnionShare CertificatesCD · 120 months · $500 min
Credit union · 1 branch
4.05%APY$4,874 over 120 months on $10,000Requirements
Product: Flexible terms from 3 months to 10 years with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY are based on the rate in effect on date of deposit. APY assumes dividends remain on deposit until maturity; dividend withdrawal reduces earnings. Membership eligibility required.
3.98% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
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More details - 4.00%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Quarterly compounding. Penalties may apply for early withdrawal. After the account is opened, no additional deposits may be made until maturity. Automatically renews at maturity with a 10-day grace period.
Offer: Special certificate. Quarterly compounding. Early withdrawal penalty up to 90 days dividends. Automatically renews into a non-special standard certificate.
Promotional rate · 3.94% interest rate · Effective Oct 22, 2026
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More details - 4.00%APY$332 over 10 months on $10,000
Requirements
Product: Must establish a Membership Savings account prior to opening. Early withdrawal penalties apply. Rates are variable and subject to change without notice. Automatic renewal terms may not apply to limited-time specials.
Offer: Early withdrawal penalties apply.
3.93% interest rate · Effective Oct 1, 2026
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More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
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More details - Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min
Credit union · 1 branch
3.95%APY$598 over 18 months on $10,000Requirements
Product: All the benefits of regular share certificate plus a positive environmental impact. Fixed 18-month term. Open with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. APY assumes dividends remain on deposit until maturity; withdrawal of dividends will reduce earnings. Published rates and APYs are subject to change daily. NCUA insured up to $250,000. Membership eligibility required.
3.88% interest rate · Effective Oct 16, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Latino Community Credit UnionShare Term Certificates RegularCD · 60 months · $500 min
Credit union · 2 branches
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.
3.75% interest rate · Effective Oct 1, 2026
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More details - American Partners Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 1 branch
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: A penalty will be imposed for withdrawals before maturity on Certificates. Share Certificate rates remain fixed for the term of the certificate. Rates may change as determined by the Board of Directors.
3.69% interest rate · Effective Sep 1, 2026
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More details - 3.66%APY$304 over 10 months on $10,000intro rate
Requirements
Product: Limited time offer. Non-renewable certificate. $1,000 minimum opening balance. Members age 55+ bonus dividend not applicable. Membership required.
Offer: Dividends accrued daily and paid monthly. Non-renewable. Early withdrawal penalties apply. Age 55+ bonus dividend not applicable.
Promotional rate · 3.60% interest rate · Effective Apr 14, 2026
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More details - Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min
Credit union · 1 branch
3.64%APY$364 over 1 year on $10,000Requirements
Product: Fixed 1-year term with $5,000 minimum deposit. Unlimited deposits allowed during the term. Two no-penalty withdrawals allowed during the term as long as minimum balance of $5,000 is maintained. Beyond two allowed withdrawals, early withdrawal penalty applies. Dividends paid monthly and calculated using daily balance method. Automatic renewal at maturity. Membership eligibility required.
Offer: Unlimited deposits and 2 penalty-free withdrawals during the 1-year term provided balance stays at or above $5,000.
3.58% interest rate · Effective Oct 16, 2026
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More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: Quarterly compounding. Penalties may apply for early withdrawal. After the account is opened, no additional deposits may be made until maturity. Automatically renews at maturity with a 10-day grace period.
Offer: Special certificate. Quarterly compounding. Early withdrawal penalty up to 90 days dividends. Automatically renews into a non-special standard certificate.
Promotional rate · 3.46% interest rate · Effective Oct 22, 2026
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More details - 3.40%APY$1,055 over 36 months on $10,000
Requirements
Product: Must establish a Membership Savings account prior to opening. Early withdrawal penalties apply. Rates are variable and subject to change without notice.
Offer: Early withdrawal penalties apply.
3.35% interest rate · Effective Oct 1, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,023 over 36 months on $10,000
Requirements
Product: When an official schedule explicitly applies to both regular and IRA certificates, separate regular and IRA certificate products are returned.
3.25% interest rate · Effective Oct 2, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greensboro, NC
351 CDs at 25 banks and credit unions · checked Oct 6–22
- Typical
- 2.50%
- Top 10% from
- 4.05%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.40%
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Greensboro, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Allegacy FinancialCredit union · 3 branches
- Nova Credit UnionCredit union · 1 branch