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Compare Bank & Credit Union Rates

Best CD rates in Charlotte, NC

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Charlotte, NC

  1. Piedmont Advantage Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    3.30%APY$1,023 over 36 months on $10,000
  2. Top Carrot, Carrot Score 94
    Nova Credit UnionCertificate AccountCD · 24 months · $500 min

    Credit union · 1 branch

    3.29%APY$669 over 24 months on $10,000
  3. Top Carrot, Carrot Score 95
    Allegacy FinancialOnline 24-Month CertificateCD · 24 months · $1,000 min

    Credit union · 2 branches

    3.25%APY$661 over 24 months on $10,000
  4. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 5 branches

    3.25%APY$161 over 6 months on $10,000
  5. Peoples BankCertificate of Deposit (CD)CD · 7 months · $5,000 min

    Bank · 1 branch

    3.20%APY$185 over 7 months on $10,000
  6. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 21 branches

    3.15%APY$315 over 1 year on $10,000
  7. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 2 branches

    3.04%APY$1,615 over 60 months on $10,000
  8. Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance

    Credit union · 5 branches

    2.98%APY$605 over 24 months on $10,000
  9. Top Carrot, Carrot Score 95
    Allegacy FinancialMortgage Savers CertificateCD · 60 months · $50 min

    Credit union · 2 branches

    2.95%APY$1,565 over 60 months on $10,000
  10. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 13 branches

    2.50%APYintro rate
  11. United BankStandard Rate CDsCD · 12 months · $500 min

    Bank · 1 branch

    2.00%APY$200 over 1 year on $10,000
  12. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 28 branches

    1.76%APYwith conditions
  13. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 6 branches

    1.50%APY$773 over 60 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 5 branches

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 5 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Charlotte, NC

358 CDs at 30 banks and credit unions · checked Oct 6–22

Typical
2.48%
Top 10% from
4.07%
Banks, typical
0.50%
Credit unions, typical
3.69%

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Charlotte, NC-SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 13 branches
  2. Allegacy FinancialCredit union · 5 branches
  3. American Airlines Federal Credit UnionCredit union · 2 branches
See all ranked institutions