Skip to content

Compare Bank & Credit Union Rates

Best CD rates in New York

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in New York

  1. Top Carrot, Carrot Score 95
    E*TRADE from Morgan StanleyCertificates of DepositCD · 12 months · $0 min

    Bank · 1 branch

    4.75%APY$475 over 1 year on $10,000intro rate
  2. Syracuse Fire Department Credit UnionTerm Share CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  3. Top Carrot, Carrot Score 91
    AmeriCU Credit UnionShare CertificatesCD · 12 months · $50 min

    Credit union · 23 branches

    4.50%APY$450 over 1 year on $10,000
  4. Top Carrot, Carrot Score 98
    BTG Pactual Bank, National AssociationOnline CDCD · 12 months · $500 min

    Bank · 1 branch

    4.50%APY$450 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 97
    USALLIANCE FinancialFixed Rate Certificate AccountsCD · 12 months · $500 min

    Credit union · 3 branches

    4.50%APY$450 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 99
    Quorum Federal Credit UnionCertificate AccountCD · 12 months · $100 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  7. HSBC USANew Money Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 8 branches

    4.40%APY$440 over 1 year on $10,000with conditions
  8. Top Carrot, Carrot Score 98
    SJP Federal Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$440 over 1 year on $10,000
  9. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsHigh-Yield CDCD · 12 months · $500 min

    Bank · 1 branch

    4.40%APY$440 over 1 year on $10,000
  10. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 6 branches

    4.39%APY$439 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 15 branches

    4.35%APY$435 over 1 year on $10,000
  12. Top Carrot, Carrot Score 89
    International Bank of ChicagoCertificate of DepositCD · 12 months · $1,000 min · 1.50%–4.35% by balance

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  13. Pacific National BankCertificates of DepositCD · 12 months

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000intro rate
  14. The Bank of Princeton12-Month 4.25% Cranbury CD PromotionCD · 12 months

    Bank · 2 branches

    4.34%APY$434 over 1 year on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 107 branches

    4.30%APY$430 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in New York

317 CDs at 263 banks and credit unions · checked Oct 16–22

Typical
3.21%
Top 10% from
4.14%
Banks, typical
3.15%
Credit unions, typical
3.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions