Compare Bank & Credit Union Rates
Best CD rates in Nebraska
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Nebraska
- 4.28%APY$428 over 1 year on $10,000
4.21% interest rate
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Annual Percentage Yield (APY) calculated using Daily Balance. A penalty may be imposed for early withdrawal.
4.21% interest rate
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.22%APY$422 over 1 year on $10,000
4.15% interest rate
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More details - 4.20%APY$420 over 1 year on $10,000
4.14% interest rate · Effective Oct 15, 2026
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More details - 4.16%APY$416 over 1 year on $10,000
Requirements
Product: Penalty with early withdrawal. APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Jun 22, 2026
Rate checked
More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
Offer: Minimum deposit to open and earn APY is $1,000.00.
4.09% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - 4.11%APY$411 over 1 year on $10,000
Requirements
Offer: Interest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies.
Effective Oct 5, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: No setup or maintenance fees. CDs renew automatically upon maturity. Early withdrawals subject to penalty (3 months interest penalty on terms 12 months and under, 6 months interest penalty on terms more than 12 months).
4.04% interest rate · Effective Oct 20, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: With as little as $500, account holders can invest in an Omaha FCU Share Certificate. Share Certificates have a 90-day loss of dividends, whether they are earned or not, for early-withdrawals. Rates are subject to change.
4.03% interest rate
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More details - 4.10%APY$410 over 1 year on $10,000intro rate
Requirements
Product: Special Program terms and restrictions apply.
Offer: Special Program terms and restrictions apply.
Promotional rate · Effective Jul 1, 2026
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More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Serving employees and retirees of Lincoln Public Schools. Penalty for early withdrawal.
4.00% interest rate
Rate checked
More details - FirstBank of NebraskaCertificates of DepositCD · 12 months · $1,000 min · 4.01%–4.06% by balance
Bank · 4 branches
4.06%APY$406 over 1 year on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
Offer: Daily balance minimum to obtain APY. Early withdrawal penalty may apply.
Promotional rate · 3.95% interest rate · Effective Oct 27, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 4.01% $5,000 and upYour amount 4.06% Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: Minimum balance above is to open: No minimum balance required to earn interest. Substantial penalty for early withdrawal of certificates.
4.00% interest rate · Effective Oct 13, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Nebraska
152 CDs at 115 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.06%
- Banks, typical
- 2.45%
- Credit unions, typical
- 3.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches