Bank · FDIC insured
First National Bank of Johnson CD Rates
First National Bank of Johnson’s best CD rate is 4.25% APY on a 1-year CD. Terms run from 3 months to 30 months. Rates checked October 22, 2026.
How First National Bank of Johnson’s CD rates compare
Compared with banks and credit unions in Nebraska, where First National Bank of Johnson has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Johnson
4.25%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $425
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
First National Bank of Johnson CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.26%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Johnson ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 6 terms
Annual Percentage Yield (APY) calculated using Daily Balance. A penalty may be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 1.00% | 1.00% | $25 |
| 6 months | — | 4.05% | 4.05% | $200 |
| 9 months | — | 1.50% | 1.50% | $112 |
| 12 months | 4.25% | — | 4.25% | $425 |
| 18 months | 2.26% | — | 2.26% | $341 |
| 30 months | 2.26% | — | 2.26% | $575 |
Sources (1)
- fnbjohnson.com/rates.html · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.