Compare Bank & Credit Union Rates
Best CD rates in Missouri
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Missouri
- 3.80%APY$380 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal; all interest is forfeited for early withdrawal. Interest calculated using Daily Balance Method. Terms range from 91 days to 60 months. Interest payment options: reinvest, transfer to another account, or receive a check.
Offer: 12 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00.
3.75% interest rate · Effective Sep 16, 2026
Rate checked
More details - 3.80%APY$412 over 13 months on $10,000
Requirements
Product: Minimum $500 to open all certificates. A penalty may be imposed for early withdrawal.
Offer: Interest is compounded and credited quarterly with final interest credited at maturity. 13 Month CD automatically renews for 12 Month CD term, rates effective at that time.
3.75% interest rate · Effective Jul 22, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: No setup or maintenance fees. $500 minimum deposit to open. Early withdrawal penalties: 12 months or less – 90 days of dividends; 18, 24 & 30 mo. – 180 days of dividends; 36, 48 & 60 mo. – 365 days of dividends.
Offer: Featured rate.
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Rates fixed for the term. Penalty imposed for early withdrawal. Fees could reduce earnings.
Offer: Special rate offer for 7 or 13 month term.
Promotional rate · 3.70% interest rate · Effective Oct 19, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Available online or at Kansas City area branches. Interest compounded daily and paid quarterly.
Offer: Minimum balance to open is $1,000.
Compounded daily
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 89 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.75%APY$407 over 13 months on $10,000intro rate
Requirements
Product: Rates are subject to change daily. Interest is compounded quarterly. Minimum opening deposit for all Certificates of Deposit is $1,000. Early withdrawal of CD principal is subject to an interest penalty ranging from 3 months' interest to 18 months' interest based on original issue term.
Offer: CD Rate bumps do not apply to current 13 month CD special.
Promotional rate · 3.70% interest rate · Compounded quarterly
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 18-Month term.
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalty applies.
3.69% interest rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Low minimum deposit; terms from three months to five years; dividends paid quarterly; automatic renewals; may be used as collateral for loans.
3.75% interest rate
Rate checked
More details - Interfaith Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 3.70%–3.80% by balance
Credit union · 1 branch
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.
Offer: Dividends paid quarterly.
3.63% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 – $4,999 3.70% $5,000 – $14,999Your amount 3.70% $15,000 – $29,999 3.75% $30,000 – $49,999 3.75% $50,000 – $99,999 3.80% $100,000 and up 3.80% Rate checked
More details - Burlington Northtown Community Credit UnionCertificate of DepositCD · 11 months
Credit union · 1 branch
3.70%APY$339 over 11 months on $10,000 - 3.70%APY$401 over 13 months on $10,000intro rate
Requirements
Product: Apply at a CIBC US Banking Center. Maximum deposit $1,000,000. Penalty may be imposed for early withdrawal. At maturity, the 13-month CD automatically renews as a 12-month CD.
Offer: In-branch rate special; limited time offer
Promotional rate
Rate checked
More details - JM Associates FCUTerm Share CertificateCD · 12 months · $1,000 min · 3.66%–3.71% by balance
Credit union · 1 branch
3.66%APY$366 over 1 year on $10,000Requirements
Product: Penalties for early withdrawal on term share accounts.
3.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 and upYour amount 3.66% $50,000 and up 3.71% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Missouri
1,676 CDs at 176 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.15%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch