Bank · FDIC insured
HomePride Bank CD Rates
HomePride Bank’s best CD rate is 3.80% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How HomePride Bank’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where HomePride Bank has the most branches. $10,000, best rate first.
This bank’s best
HomePride Bank
3.80%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $380
Certificates of Deposit
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
HomePride Bank CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo2.27%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HomePride Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 8 terms
A penalty may be imposed for early withdrawal; all interest is forfeited for early withdrawal. Interest calculated using Daily Balance Method. Terms range from 91 days to 60 months. Interest payment options: reinvest, transfer to another account, or receive a check.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Days Money Market Certificate of Deposit. Minimum balance to obtain APY is $1,000.00 | — | 3.29% | 3.29% | $81 |
| 6 months182 Day Money Market Certificate of Deposit. Minimum balance to obtain APY is $1,000.00 | — | 3.53% | 3.53% | $175 |
| 12 months12 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 3.80% | — | 3.80% | $380 |
| 18 months18 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 3.03% | — | 3.03% | $458 |
| 24 months24 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 2.88% | — | 2.88% | $584 |
| 36 months36 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 2.27% | — | 2.27% | $697 |
| 48 months48 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 2.27% | — | 2.27% | $939 |
| 60 months60 Month Certificate of Deposit. Minimum balance to obtain APY is $500.00 | 2.27% | — | 2.27% | $1,188 |
Special-purpose accounts
Individual Retirement Account (IRA)
3.91%APY · 1 term
Available as Traditional and Roth IRA options. Tax and interest penalties for early withdrawal. Disbursements may be taken after age 59 ½, and must be started during the year in which you reach age 73.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsIndividual Retirement Account (IRA) 12-month. Minimum balance to obtain APY is $500.00. Early withdrawal penalty applies; interest calculated using daily balance method | 3.91% | $391 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.