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Compare Bank & Credit Union Rates

Best CD rates in Minnesota

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Minnesota

  1. MinnStar BankCertificates of DepositCD · 11 months · $5,000 min

    Bank · 2 branches

    4.05%APY$371 over 11 months on $10,000
  2. Top Carrot, Carrot Score 95
    Mid Minnesota Federal Credit UnionTraditional Term Share CertificatesCD · 17 months · $500 min

    Credit union · 12 branches

    4.05%APY$579 over 17 months on $10,000intro rate
  3. Merchants BankCertificate of DepositCD · 36 months · $500 min

    Bank · 20 branches

    4.05%APY$1,265 over 36 months on $10,000
  4. First State Bank of RosemountCertificate of DepositCD · 6 months · $2,500 min

    Bank · 2 branches

    4.04%APY$200 over 6 months on $10,000
  5. First National Bank North7 Month CD SpecialCD · 7 months

    Bank · 10 branches

    4.03%APY$233 over 7 months on $10,000intro rate
  6. Top Carrot, Carrot Score 91
    TopLine Financial Credit UnionShare CertificateCD · 3 months · $1,000 min

    Credit union · 11 branches

    4.00%APY$99 over 3 months on $10,000
  7. Prime Security BankCertificates of DepositCD · 3 months · $10,000 min

    Bank · 3 branches

    4.00%APY$99 over 3 months on $10,000
  8. Gate City BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 10 branches

    4.00%APY$165 over 5 months on $10,000
  9. Top Carrot, Carrot Score 89
    Harbor Pointe Credit UnionShare CertificatesCD · 5 months · $2,500 min

    Credit union · 3 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    Think BankVariable-rate CDCD · 6 months · $250 min

    Bank · 9 branches

    4.00%APY$198 over 6 months on $10,000
  11. Top Carrot, Carrot Score 87
    Think BankFixed-rate CDCD · 6 months · $250 min

    Bank · 9 branches

    4.00%APY$198 over 6 months on $10,000
  12. Key Community BankCertificate Of Deposit SpecialCD · 6 months · $500 min

    Bank · 1 branch

    4.00%APY$198 over 6 months on $10,000
  13. Gateway BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 2 branches

    4.00%APY$198 over 6 months on $10,000
  14. Citizens Independent BankPersonal Certificates of Deposit (CDs)CD · 7 months · $1,000 min

    Bank · 4 branches

    4.00%APY$231 over 7 months on $10,000
  15. Highland BankCDsCD · 7 months · $2,500 min

    Bank · 7 branches

    4.00%APY$231 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions
Best CD Rates in Minnesota · October 2026 | Carrot Rate