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Compare Bank & Credit Union Rates

Best CD rates in Michigan

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Michigan

  1. 1st Source BankCertificates of DepositCD · 15 months · $500 min

    Bank · 8 branches

    4.00%APY$502 over 15 months on $10,000
  2. United Bank of MichiganCertificates of DepositCD · 24 months · $500 min

    Bank · 13 branches

    4.00%APY$816 over 24 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 53 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  5. Lake-Osceola State BankCertificates of DepositCD · 15 months · $10,000 min

    Bank · 12 branches

    3.96%APY$497 over 15 months on $10,000
  6. Top Carrot, Carrot Score 88
    Northland Area FCUPLUS CertificatesCD · 24 months · $500 min

    Credit union · 17 branches

    3.96%APY$808 over 24 months on $10,000
  7. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 39 branches

    3.95%APY$196 over 6 months on $10,000
  8. Top Carrot, Carrot Score 89
    Sovita Credit UnionCertificate of DepositCD · 6 months · $2,500 min

    Credit union · 5 branches

    3.95%APY$196 over 6 months on $10,000
  9. Marshall Community Credit Union10-Month Certificate SpecialCD · 10 months · $1,000 min · 3.95%–4.25% by balance

    Credit union · 3 branches

    3.95%APY$328 over 10 months on $10,000intro rate
  10. Top Carrot, Carrot Score 91
    Ukrainian Selfreliance MI FCUShare Certificates of Deposit (CD)CD · 12 months · $500 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    Michigan United Credit UnionCertificateCD · 18 months · $10,000 min

    Credit union · 9 branches

    3.91%APY$592 over 18 months on $10,000
  12. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 13 branches

    3.90%APY$2,108 over 60 months on $10,000
  13. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 58 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  14. InTouch Credit Union2-Month Cash!n CertificateCD · 2 months · $1,000 min

    Credit union · 2 branches

    3.85%APY$63 over 2 months on $10,000
  15. Isabella Community Credit UnionCertificates of DepositCD · 6 months · $500 min · 3.65%–3.85% by balance

    Credit union · 4 branches

    3.85%APY$191 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,903 CDs at 203 banks and credit unions · checked Oct 16–23

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Meijer Credit UnionCredit union · 3 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions