Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Kansas
- 4.00%APY$1,249 over 36 months on $10,000intro rate
Requirements
Product: Must be new money. Unlimited deposits allowed for the duration.
Offer: Requires new money; $500 minimum opening deposit; unlimited deposits allowed for the duration.
Promotional rate · 3.94% interest rate · Effective Mar 3, 2026
Rate checked
More details - 4.00%APY$1,249 over 36 months on $10,000intro rate
Promotional rate · 3.94% interest rate · Effective Mar 3, 2026
Rate checked
More details - 4.00%APY$1,699 over 48 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 48 Month CD Balance APY Up to $10,000 2.80% $10,000 and upYour amount 4.00% Rate checked
More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 60 Month CD Balance APY Up to $10,000 2.80% $10,000 and upYour amount 4.00% Rate checked
More details - Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Requires qualifying monthly Direct Deposit (DDEP) of $1,000+ into FIGFCU Checking Account.
Qualified rate · Effective Oct 1, 2024
Rate checked
More details - Hutchinson Postal Credit UnionNew Money Certificate of Deposit SpecialCD · 11 months · $500 min
Credit union · 1 branch
3.99%APY$365 over 11 months on $10,000intro rateRequirements
Product: New Money; Non-renewable; Dividends are paid semi-annually; A penalty is imposed for early withdrawal
Offer: New Money; Non-renewable; Dividends are paid semi-annually; A penalty is imposed for early withdrawal
Promotional rate · 3.95% interest rate · Effective Nov 3, 2025
Rate checked
More details - 3.98%APY$398 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal on Certificates of Deposit. The minimum balance to open each account is shown and it is also the amount needed to obtain the stated APY. APY assumes interest will remain on deposit and withdrawal may reduce earnings.
Offer: 12 Month CD
Effective Sep 29, 2026
Rate checked
More details - 3.95%APY$196 over 6 months on $10,000intro rate
Requirements
Product: A $500.00 minimum balance is required to open. CD interest is calculated on the daily balance method. APY is based on semi-annual compounding except terms of 91 days or less. Early withdrawal penalty may be imposed. Single maturity certificates draw no interest after maturity. New customer CDs require visiting the bank in person.
Offer: 6 Month Special. CD specials available to new customers in community reinvestment area or neighboring counties as well as existing customers.
Promotional rate · 3.91% interest rate · Effective Aug 11, 2026
Rate checked
More details - 3.95%APY$598 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.72% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 18 Month CD Balance APY Up to $10,000 2.75% $10,000 and upYour amount 3.95% Rate checked
More details - 3.95%APY$1,017 over 30 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 30 Month CD Balance APY Up to $10,000 2.80% $10,000 and upYour amount 3.95% Rate checked
More details - The Farmers State Bank12 Month Fixed Interest Rate CDCD · 12 months · $500 min · 3.94%–4.04% by balance
Bank · 1 branch
3.94%APY$394 over 1 year on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
3.90% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 12 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 3.94% $50,000 and up 4.04% Rate checked
More details - Adams Bank & Trust30 Month Upgrade CDCD · 30 months · $2,500 min · 2.79%–3.93% by balance
Bank · 1 branch
3.93%APY$1,012 over 30 months on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. A penalty equal to 6 months interest may apply for early withdrawal. Allows upgrading the interest rate twice during the 30-month term. Additional deposits of at least $500 (not to exceed original principal or renewal value) may be made at the time of rate upgrade. Not available for Public Funds or Financial Institution Deposits.
Offer: The interest rate and annual percentage yield may change after account opening. Early withdrawal penalty equal to 6 months interest may apply. Option to upgrade interest rate twice during term with optional additional deposits of at least $500 at the time of upgrade.
2.77% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 30 Month Upgrade CD Balance APY Up to $10,000 2.79% $10,000 and upYour amount 3.93% Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Minimum required deposit is $500. Penalties apply for early withdrawal. Rates vary based on member relationship with the Credit Union and include all available bonuses.
Offer: Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
3.83% interest rate · Effective Jul 10, 2026
Rate checked
More details - 3.90%APY$490 over 15 months on $10,000
Requirements
Product: Offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. APY based on quarterly compounding.
Effective Oct 13, 2026
Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open and obtain APY is $1,000.00. A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,261 CDs at 143 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.01%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch