Bank · FDIC insured
Farmers State Bank
A $19.5M bank headquartered in Dwight, KS, with 1 branch in Kansas. Best rates: CDs 3.95% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs833.95%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers State Bank
Farmers State Bank is located in Dwight, Kansas.
- Headquarters
- 624 Main St, Dwight, KS 66849
- FDIC certificate
- 17632 ↗
Branches
1 branch in Kansas
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Kansas
1 branch
- The Farmers State BankMain office624 Main St, Dwight, KS 66849Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.47% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 6.76% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.83% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $37 | $67 | — |
- CapitalLeverage ratio10.47%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent6.76%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$37Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.