Bank · FDIC insured
State Street Bank
A $357.1M bank headquartered in Quincy, IL, with 3 branches in Illinois. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs814.00%for 16–30 monthsCD rates →
- Savings—2.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Street Bank
State Street Bank was founded in 1890 in Quincy, Illinois, and transitioned to a state-chartered institution named State Street Bank and Trust Company in 1919.
The bank became a member institution of the Federal Reserve Bank of St. Louis in 1942.
Its founding mission focuses on providing a safe place for customer funds and prudently loaning and investing those funds to support community growth.
- Headquarters
- 801 State St, Quincy, IL 62301
- FDIC certificate
- 14857 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
- State Street Bank and Trust CompanyMain office801 State St, Quincy, IL 62301Directions
- Payson Facility401 W State St, Payson, IL 62360Directions
- Broadway Branch4820 Broadway St, Quincy, IL 62305Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.99% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $90 | $81 | — |
- CapitalLeverage ratio9.99%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$90Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Street Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.