Compare Bank & Credit Union Rates
Best CD rates in Aurora, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Aurora, IL
- 1.60%APY$826 over 60 months on $10,000intro rate
Requirements
Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited time offer and may be withdrawn at any time. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.
Promotional rate · 1.59% interest rate · Effective Oct 10, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000intro rate
Requirements
Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Dividend rate and annual percentage yield are fixed and in effect for the initial term of the account. Dividend period is the account's term. Additional deposits are allowed with no limit. Automatic renewal is applicable with a grace period of ten (10) days after maturity to withdraw funds without penalty.
Offer: Minimum opening deposit is $25.00. Additional deposits allowed with no limit. Automatic renewal with 10-day grace period after maturity.
Promotional rate · 1.00% interest rate
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawals. To open a CD please visit one of our branches.
Offer: Penalty may be imposed for early withdrawal.
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Aurora, IL
214 CDs at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.50%
- Top 10% from
- 3.50%
- Banks, typical
- 0.25%
- Credit unions, typical
- 1.23%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches