Compare Bank & Credit Union Rates
Best CD rates in Delaware
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Delaware
- Tidemark Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 5 branches
4.10%APY$410 over 1 year on $10,0004.02% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.08%APY$833 over 24 months on $10,000intro rate
Requirements
Product: Limited time offer.
Offer: Limited time offer.
Promotional rate · 4.00% interest rate
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 18 months · $1,000 min
Credit union · 5 branches
4.07%APY$617 over 18 months on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
4.00% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - 4.07%APY$1,271 over 36 months on $10,000
Requirements
Product: Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Product: FDIC insured up to $250,000. Early withdrawal penalty may apply. Monthly interest payment option available (transfer to another Artisans' account, external account, or credited to CD).
3.98% interest rate · Effective Jul 10, 2026
Rate checked
More details - American Spirit Federal Credit UnionTerm Certificate SpecialCD · 48 months · $10,000 min
Credit union · 3 branches
4.01%APY$1,703 over 48 months on $10,000intro rateRequirements
Product: Membership eligibility required. Special rates are only available for new funds to American Spirit FCU.
Offer: Available for new funds to American Spirit FCU only. Membership eligibility required.
Promotional rate · 4.00% interest rate · Balance cap $250,000 · Effective Jan 1, 2024
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
Rate checked
More details - 4.00%APY
Requirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
3.92% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.00%APY$571 over 17 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$92 over 3 months on $10,000
Requirements
Product: Subject to penalty for early withdrawal. Rates are subject to change at any time.
3.68% interest rate · Effective Dec 17, 2025
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - Farmers Bank of WillardsCertificates of DepositCD · 60 months · $1,000 min · 3.70%–3.75% by balance
Bank · 1 branch
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Compounded quarterly or interest payment via check or transfer. Minimum of $500 to open for 12 Month Term only for under 18 years old.
Offer: Rates over $250,000. Minimum of $1,000 to open account.
3.70% interest rate · Compounded quarterly · Effective Oct 21, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 3.75% $100,000 – $249,999Rates between $100,000-$249,999. 3.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Delaware
361 CDs at 34 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Delaware
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eagle One Federal Credit UnionCredit union · 1 branch
- Franklin Mint Federal Credit UnionCredit union · 2 branches
- WSFS BankBank · 27 branches