Compare Bank & Credit Union Rates
Best CD rates in Fairfield, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Greater Bridgeport Planning Region, CT · Showing Greater Bridgeport Planning Region, CT: too few institutions in Fairfield, CT
- 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.63% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Must maintain a minimum collected daily balance of $1,000.00 to obtain disclosed APYs. No withdrawal of any kind during the first 6 calendar days after initial deposit; after that, full balance may be withdrawn without penalty. No partial withdrawals allowed.
Offer: Must be opened in branch. Minimum opening deposit $1,000. No withdrawal during first 6 calendar days after deposit; thereafter full balance withdrawal allowed without penalty. No partial withdrawals.
3.59% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.56%APY$724 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates are subject to change at any time without notice. Can be opened with as little as $1,000.
Offer: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates subject to change.
3.50% interest rate · Balance cap $79,999.99 · Effective Sep 27, 2023
Rate checked
More details - 3.50%APY$232 over 8 months on $10,000with conditions
Requirements
Product: Membership required (minimum $5 deposit). APY requires member to have or open an Elevated Checking Account. Without it, APY is 3.40%. New or existing funds accepted. Offer may be withdrawn without notice. Early withdrawal penalty applies per standard terms.
Offer: Requires having or opening an Elevated Checking Account. Without an Elevated Checking Account APY will be 3.40%. Early withdrawal penalty of 90 days of dividends for terms less than 12 months. New or existing funds accepted. MSCU membership required with minimum $5 deposit into Membership Account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Maximum deposit of $750,000. No monthly fees. Allows unlimited partial withdrawals with no penalty fee after 7 days of opening and funding the account; substantial penalty for early withdrawal within first 7 days. After initial funding deposit, additional deposits are not allowed even during 10-day grace period. Automatically renews into a 7 Month Flex CD at current rate.
Offer: Fixed rate for full 7-month term. Penalty-free unlimited withdrawals after first 7 days. Minimum opening deposit $1,000 required to earn APY. Maximum deposit $750,000.
3.20% interest rate · Balance cap $750,000 · Effective May 14, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalties – Substantial penalty for early withdrawal. Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.20% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $500 minimum opening deposit unless otherwise noted. Early withdrawal penalties may apply.
Offer: Promotional rate. Subject to change at any time. Early withdrawal penalties may apply.
2.92% interest rate · Effective Oct 3, 2026
Rate checked
More details - 1.90%APY$987 over 60 months on $10,000with conditions
Requirements
Product: Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. Penalty for early withdrawal. Dividends compounded daily, paid monthly.
Offer: With Your Choice Checking (requires full Direct Deposit or $8.99 monthly fee).
Qualified rate · 1.88% interest rate · Compounded daily · Balance cap $250,000 · Effective May 13, 2024
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Connex Credit UnionSave To Win Certificate of DepositCD · 12 months · $25 min
Credit union · 1 branch
1.50%APY$150 over 1 year on $10,000Requirements
Product: Must be 18 years of age or older. One Save to Win account per member. New or existing Connex Credit Union member in good standing. Minimum opening deposit $25. Share Certificate dividends are compounded daily and paid monthly. Early withdrawal penalty: one withdrawal allowed during the 12-month term with a $25.00 penalty assessed at time of withdrawal; if early withdrawal reduces principal below minimum balance or a second withdrawal is performed, the certificate will be closed with a $25 penalty.
Offer: Dividends compounded daily and paid monthly. Entry into monthly and quarterly cash prize drawings for deposits.
1.49% interest rate · Compounded daily
Rate checked
More details - St. Vincent’s Medical Center Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · 1 branch
1.25%APY$252 over 24 months on $10,000Requirements
Product: Minimum Balance $500.00. Subject to early withdrawal penalties if funds are withdrawn before the maturity date.
Rate checked
More details - Fairfield County BankCertificates of DepositCD · 6 months · $2,500 min · 1.00%–1.76% by balance
Bank · 3 branches
1.00%APY$50 over 6 months on $10,000Requirements
Product: Tiered rates of interest guaranteed until account maturity. Automatically renewable. Early withdrawal penalties apply.
Offer: 182 Day / 6 Month. Interest compounded monthly and credited monthly. Tiered rate applies throughout the term based on balance at account opening or renewal date.
1.00% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greater Bridgeport Planning Region, CT
280 CDs at 23 banks and credit unions · checked Oct 4–22
- Typical
- 1.50%
- Top 10% from
- 3.75%
- Banks, typical
- 1.00%
- Credit unions, typical
- 2.88%
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Bridgeport, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 6 branches
- Affinity Federal Credit UnionCredit union · 1 branch
- Albright Credit UnionCredit union · 2 branches