Compare Bank & Credit Union Rates
Best CD rates in Colorado
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Colorado
- Yuma County Federal Credit UnionCertificates of DepositCD · 18 months · $500 min · 3.56%–4.08% by balance
Credit union · 2 branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Membership eligibility required. Dividends will be compounded and credited semi-yearly. A penalty may be imposed for early withdrawal.
Offer: Dividends compounded and credited semi-yearly; early withdrawal penalty may apply.
3.50% interest rate · Effective Jul 8, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.56% $10,000 and upYour amount 3.82% $50,000 and up 4.08% Rate checked
More details - 3.80%APY$157 over 5 months on $10,000intro rate
Requirements
Product: Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal.
Offer: Add-on feature. Minimum deposit of $1,000; minimum balance $1,000 to pay dividends.
Promotional rate · 3.74% interest rate · Effective Mar 1, 2026
Rate checked
More details - Power Credit UnionShare CertificatesCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · 7 branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum Balance is $500 for adult depositors. All rates are subject to change. Share certificates can be set up to auto renew. Early withdrawal penalties apply. Local competitor certificate rates matched up to .25% based on published equivalent terms and balances. Promotional certificates are not eligible for auto renewal.
Offer: Adult depositors
3.75% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Quarterly compounding. Early withdrawal penalty may apply.
Offer: Quarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - Climb Credit UnionShare CertificateCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · 7 branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility required. Fixed rate. Automatic renewal with 10 day grace period. Early withdrawal penalty applies (90 days dividends). Additional deposits not allowed.
3.74% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - 3.80%APY$220 over 7 months on $10,000intro rate
Requirements
Product: Available with new money only (funds from a non-Options account). Cannot be combined with Loyalty Rewards. 90-day early withdrawal penalty. At maturity, automatically renews into a standard 12-month term.
Offer: Limited-time special offer for new money only. Cannot be combined with Loyalty Rewards. At maturity renews into a standard 12-month term.
Promotional rate · Effective Jan 14, 2026
Rate checked
More details - 3.80%APY$284 over 9 months on $10,000
Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Fees may reduce earnings. Maturities range from 90 days to 48 months.
Offer: Featured as 9 Month CD SPECIAL.
3.75% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.76%APY
Requirements
Product: A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts or an IRA Certificate. Early withdrawal penalties may apply. Dividends begin accruing when account opening documentation has been completed (signed and received by AACU) and account has been funded.
Offer: Early withdrawal penalties may apply.
3.70% interest rate · Effective Oct 4, 2026
Rate checked
More details - 3.75%APY$123 over 4 months on $10,000intro rate
Requirements
Product: No limit on maximum deposit. Ability to withdraw full balance after funding. No early withdrawal penalty fee. Certificate Special valid from 12/1/2025 through 12/31/2025. Credit Union promotional rates, terms, and conditions are subject to change at any time without notice.
Offer: No early withdrawal penalty fee. Ability to withdraw full balance after funding. Certificate Special valid from 12/1/2025 through 12/31/2025.
Promotional rate · 3.68% interest rate
Rate checked
More details - Elevations Credit Union4-Month Promotional Flex CDCD · 4 months · $500 min
Credit union · 14 branches
3.75%APY$123 over 4 months on $10,000with conditionsRequirements
Product: No early withdrawal penalty when withdrawing total balance and interest earned beginning 7 days after funds have been received. No withdrawals permitted during first 6 days following receipt of funds. No partial withdrawals allowed. Auto-renews to 3-month certificate. Membership eligibility and one-time $5 membership fee required at account opening.
Offer: Available with active Summit Dividend Checking account (0.25% relationship rate boost) opened or renewed on same membership account. Not available on HSA, ESA or IRA CD. Auto-renews to 3 months.
Qualified rate · 3.70% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 3 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Rates listed are valid for personal accounts only. Available in various terms from 3 months to 7 years. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum deposit required to open this account is $1,000. The minimum balance to obtain the APY is $1,000. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.70% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Offer: Dividend rate for $500 and up
3.70% interest rate · Effective Apr 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Colorado
1,024 CDs at 108 banks and credit unions · checked Oct 15–22
- Typical
- 3.20%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.45%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches