Best CD rates in California

Requirements

Product: Special certificate for 75th anniversary. Available to new and existing University Credit Union members whose accounts are in good standing. Renews as a 6-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.

Offer: Renews as a 6-month certificate. Available to new and existing members in good standing. No maximum deposit.

Requirements

Product: Personal and Business certificates. Minimum opening deposit is $1,000. Early withdrawal penalty applies. Dividends posted monthly on anniversary date and at maturity.

Requirements

Product: NCUA insured up to $250,000. Minimum opening deposit is $500 ($100,000 for Jumbo Certificates). Monthly dividend crediting. Early withdrawal penalty applies: 90 days’ dividends for terms 1 year or less, 120 days’ dividends for terms over 1 year but less than 5 years, 180 days’ dividends for terms 5 years or more. Certificates automatically renew at the current dividend rate unless you choose to transfer funds to your Share Account.

Requirements

Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.

Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.

Requirements

Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Limited time offer. Dividend rates are fixed for the term of the certificate and not subject to tiered rates. Deposits cannot be added once opened. Institutional deposits are not eligible. Renewals at maturity to the same term at the fixed rate in effect. Early withdrawal penalty applies.

Offer: Limited time offer. Fixed dividend rate. Deposits cannot be added after opening. Institutional deposits not eligible.

Requirements

Product: Promotional product available for a limited time. Call or visit nearest branch to open.

Offer: Promotional rate. $500 minimum to open and obtain APY. Early withdrawal penalties may apply.

Requirements

Product: Rates are fixed for the term of the CDs. Opening deposit requirements vary by term. Early withdrawal penalties apply with exceptions for death or legal incompetence.

Offer: Promotional product. Early withdrawal penalty of 90 days.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: For new money only (funds must not currently be deposited with CommonWealth). Single-term certificate that will not automatically renew at maturity; funds transfer to Regular Share Account at maturity. Limit one Special Share Certificate per member; cannot be combined with any other Special Share Certificate. After opening, no additional deposits allowed.

Offer: For new money only. Maximum deposit limit is $250,000. Single term; does not automatically renew. Early withdrawal penalty is 90 days of interest.

Requirements

Product: Must be a member or qualify for membership to open a certificate. Federally Insured by NCUA.

Offer: Special Promo. New 9-Month Term Savings Certificate minimum balance required of $2,500 or more to earn 3.75% APY. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 6-Month Term Savings Certificate at the then current rate.

Requirements

Product: Requires corresponding Fremont Bank Checking account open and in good standing at the time of account opening. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money. If opening in combination with funds already on deposit at Fremont Bank, $50,000 or more in new money is required. Checking account may be opened concurrently with Promotional CD account. Limit one promotional account per household. Substantial penalty for early withdrawal. Unless notified, at maturity Promotional CD accounts automatically renew into standard CD accounts (4-Month into 3-Month, 7-Month into 6-Month, 10-Month into 9-Month, 11-Month and 13-Month into 12-Month).

Offer: Automatically renews into a standard 9-Month CD.

Requirements

Product: Monthly automatic deposit of $25.00 required.

Offer: Monthly automatic deposit of $25.00 required.

Requirements

Product: Logix membership required. $5,000 min opening deposit. Allows one rate increase (bump) and one additional deposit during term. Cannot be opened as an IRA. Automatically renews as standard 12-Month Certificate at maturity.

Offer: Platinum Tier APY.

Requirements

Product: New money only. Logix membership required. $1,000 min opening deposit. Allows one additional deposit of any amount during the first 11 months and one withdrawal of up to 25% of balance penalty-free. Cannot be opened as an IRA. Automatically renews as a standard 12-Month Certificate at maturity.

Offer: Platinum Tier APY.

Requirements

Product: Must select a monthly transfer amount (minimum $50) from checking or savings account. Maximum allowable amount is $75,000. Automatically renews. Only one Wealth Builder Certificate per membership.

Offer: Must select a monthly transfer amount (minimum $50) from checking or savings account. Automatically renews. Maximum allowable amount: $75,000. Only one Wealth Builder Certificate per membership.