Bank · FDIC insured
Fremont Bank
A $6B bank, the 249th largest of 4,207, headquartered in Fremont, CA, with 21 branches in California. Best rates: CDs 3.30% APY.
Fremont Bank Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#66 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fremont Bank
Founded in 1964 by Morris Hyman, Fremont Bank is a family-owned bank still owned by the founding family.
Operating in the San Francisco Bay Area, the bank serves local communities and is a top SBA lender in the region.
- Headquarters
- 39150 Fremont Blvd, Fremont, CA 94538
- FDIC certificate
- 19222 ↗
Branches
21 branches in California
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California
21 branches
San Francisco area · 18
- Fremont BankMain office39150 Fremont Blvd, Fremont, CA 94538Directions
- Brentwood Branch200 Sand Creek Rd, Brentwood, CA 94513Directions
- Castro Valley Branch3549 Castro Valley Blvd, Castro Valley, CA 94546Directions
- Downtown Danville Branch210 Railroad Ave, Danville, CA 94526Directions
- Dublin Branch3866 Fallon Rd, Dublin, CA 94568Directions
- Brookvale Branch3909a Decoto Rd, Fremont, CA 94555Directions
- Mission Valley Branch40031 Mission Blvd, Fremont, CA 94539Directions
- Warm Springs Branch46635 Mission Blvd, Fremont, CA 94539Directions
- Hayward Branch1679 Industrial Pkwy W, Hayward, CA 94544Directions
- South Livermore Branch1879 Holmes St, Livermore, CA 94550Directions
- Newark Branch5829 Jarvis Ave, Newark, CA 94560Directions
- Rockridge Branch6300 College Ave, Oakland, CA 94618Directions
- Koll Center Parkway Branch6654 Koll Center Pkwy, Pleasanton, CA 94566Directions
- Mission Bay Branch200 Townsend St, San Francisco, CA 94107Directions
- San Leandro Branch1480 E 14th St, San Leandro, CA 94577Directions
- San Ramon Valley Branch21001 San Ramon Valley Blvd, San Ramon, CA 94583Directions
- Alvarado Branch32000 Alvarado Blvd, Union City, CA 94587Directions
- Walnut Creek Branch1735 N Broadway, Walnut Creek, CA 94596Directions
San Jose area · 2
- Mountain View Branch565 San Antonio Rd, Mountain View, CA 94040Directions
- San Jose Branch160 W Santa Clara St, San Jose, CA 95113Directions
Salinas area · 1
- Carmel Branch26356 Carmel Rancho Ln, Carmel, CA 93923Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.35% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.39% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.15% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalLeverage ratio8.35%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.15%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fremont Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.